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Payment Resiliency

Keep money and business moving

Manage risks in real time so payment processing never stops, even during disruptions.

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Spotlight

Help businesses protect their payments ecosystem

Our payment resiliency services help ensure payments are safe, compliant and work seamlessly the first time, every time.

99.99%

service uptime for Stand-In Authorization[1]

20%

increase in approval rates using Stand-In’s Dynamic Decisioning feature[2]

200+

variables used to mirror issuer patterns with Dynamic Decisioning[3]

Explore our payment resiliency solutions

We help decision transactions during an outage — as you need, or to support any business decision — as you want.

Keep payments flowing seamlessly

Stand-In Authorization ensures uninterrupted payment processing, even during disruptions.

Decision transactions accurately

Let Mastercard approve or decline transactions based on your rules with On-Demand Decisioning.

Insights and news

White Paper

Network disruptions: It’s not a matter of if — it’s when

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Podcast

Is your payments network risk-ready?

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Contact sales

We are here to help your business thrive. Let our experts find the right solution to help you improve your organization’s payment resiliency.

[1] Mastercard, 2025.

[2] Mastercard Analyst Day, 2024.

[3] Mastercard, 2023.

Payment Resiliency