Skip to main content

Payment Resiliency

Keep money and business moving

Manage risks in real time so payment processing never stops, even during disruptions.

Spotlight

Help businesses protect their payments ecosystem

Our payment resiliency services help ensure payments are safe, compliant and work seamlessly the first time, every time.

99.99%

service uptime for Stand-In Authorization1

20%

increase in approval rates using Stand-In’s Dynamic Decisioning feature2

200+

variables used to mirror issuer patterns with Dynamic Decisioning3

Explore our payment resiliency solutions

We help decision transactions during an outage — as you need, or to support any business decision — as you want.

Keep payments flowing seamlessly

Stand-In Authorization ensures uninterrupted payment processing, even during disruptions.

Decision transactions accurately

Let Mastercard approve or decline transactions based on your rules with On-Demand Decisioning.

Insights and news

White Paper

Network disruptions: It’s not a matter of if — it’s when

Podcast

Is your payments network risk-ready?

Contact sales

We are here to help your business thrive. Let our experts find the right solution to help you improve your organization’s payment resiliency.

[1] Mastercard, 2025.

[2] Mastercard Analyst Day, 2024.

[3] Mastercard, 2023.

Payment Resiliency