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Mastercard Threat Intelligence

Stay ahead of payment fraud threats

Leverage curated intelligence for proactive fraud defense.

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poster

81%

of fraud teams respond faster to threats when collaborating with cyber[1]

13%

year over year increase in payment attack rates[2]

$49b

annual card-not-present fraud by 2030[3]

Intelligence that connects. Action that prevents.

Accelerate proactive fraud detection and prevent loss

Automated detection and on-behalf response help fraud teams act faster—reducing manual effort and minimizing financial risk.

Using tap-to-pay at a POS

Unify teams to strengthen fraud defenses

Unite  fraud and cyber teams together with shared intelligence to adapt quickly and coordinate defenses against evolving threats.

Person pointing to specific data on screens

Strengthen merchant risk oversight

Continuously monitor merchant behavior, adjust governance protocols in response to emerging threats, and reduce overall exposure to risk.

People completing a transaction at a coffee shop

Improve security posture with targeted threat response

Tailor defenses against evolving threat tactics and minimize fraud impact by leveraging Mastercard’s global network insights and fraud expertise.

Man working on a laptop while sitting on a desk

Feeding threat intel across disparate teams and industries in meaningful and useful ways will help fraud and cybersecurity teams more readily identify trends, placing them in positions to move from reactive response to proactive mitigation.  

Tracy Goldberg Director of Cybersecurity Javelin Strategy and Research

Defend against emerging payment threats

Connect cyber signals with fraud workflows to act early and reduce losses.

Card testing

Disrupt card testing attempts with on-behalf declines, stopping fraud before it escalates.

Evaluate online merchant risk

Identify and investigate merchant domains using cyber threat signals to strengthen investigations.

Payment ecosystem threat intelligence

Be informed of the latest payment threats, trends, vulnerabilities impacting the payment ecosystem. 

Digital skimming quantification

See the impact of Mastercard’s efforts to disrupt malware which targets the payment cards ecosystem.

Payment intelligence reports

Facilitate cross functional intelligence sharing with curated reports.

Insights

Smarter cybersecurity starts here

Explore resources and insights on the latest in cybersecurity and fraud prevention

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Featured resources

What is Mastercard Threat Intelligence (MTI)?

MTI is a proactive payment threat intelligence solution that provides curated, actionable insights into payment ecosystem risks—helping organizations prevent fraud before it occurs.

Who is MTI designed for?

MTI is built for fraud, risk and cybersecurity leaders at issuing and acquiring financial institutions, including fraud prevention and threat intelligence teams.

How does MTI help reduce fraud?

MTI detects and disrupts upstream threats like card testing and digital skimming, enabling fraud teams to act faster and help prevent downstream fraud losses.

What types of information does MTI provide?

MTI delivers card testing alerts, quantified digital skimming impact, merchant threat intelligence, ecosystem-level updates and monthly payment intelligence reports.

Can MTI help prevent card-testing attacks?

Yes. MTI identifies and can automatically decline fraudulent card testing attempts, reducing exposure and preventing large-scale fraud campaigns.

How does MTI support acquirers?

MTI helps fraud professionals at acquiring institutions monitor merchant portfolios for card testing and digital skimming risks, enabling proactive merchant risk management and fraud mitigation.

How does MTI support issuers?

MTI provides fraud professionals at issuing institutions with real-time alerts and on-behalf declines for card testing, plus intelligence on ecosystem threats and compromised merchant domains.

What is the value MTI delivers to fraud teams?

MTI accelerates investigations, reduces fraud losses and strengthens collaboration between fraud and cybersecurity teams—moving operations from reactive to proactive.

How is MTI different than other threat intelligence solutions?

MTI is purpose-built for payments, combining Mastercard’s unique network insights with curated intelligence and automated actions.

How does Mastercard Threat Intelligence help fraud teams take a proactive approach to fraud defense?

MTI proactively defends against payment fraud by delivering curated threat insights and early alerts, enabling issuers and acquirers to prevent attacks before they occur.

How does Mastercard Threat Intelligence help cybersecurity teams?

Mastercard Threat Intelligence gives cybersecurity teams timely, curated threat insights that surface emerging payment‑focused attack patterns, enabling them to harden controls and respond before adversaries gain traction. It also provides actionable intelligence across card testing, digital skimming and merchant‑level threats, helping teams proactively identify vulnerabilities, disrupt active threats and coordinate more effectively with fraud operations 

How does MTI deliver a unified view across cyber and fraud risks?

MTI bridges fraud and cybersecurity silos by sharing payment threat signals and insights, enabling integrated strategies and faster response.

Is Mastercard Threat Intelligence scalable for large enterprises and global organizations?

Yes. MTI is designed for global scalability, supporting large issuers and acquirers.

Where can I learn more or get started?

Organizations can access MTI through Mastercard Connect or contact their Mastercard representative for demos and pricing.

Get in touch

Discover how Mastercard Threat Intelligence empowers you to detect and
prevent emerging payments fraud faster.

Mastercard

[1] Datos Insights. Executive Brief: Cyber-Fraud Integration for the New Age of Risk. October 2025.

[2] ISACA. State of cybersecurity, 2023 survey report, 2023

[3] PYMNTS. (2023, April 25). What experts say it takes to stem the $49 billion rising tide of card-not-present fraud.