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Mastercard Prepaid

Pay and get paid with ease, security and control

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SPOTLIGHT

Meeting your needs

Prepaid cards that prioritize safe, secure and seamless digital experiences.

Product offerings

Mastercard consumer prepaid

A versatile and accessible payment solution for all your spending needs.

Mastercard prepaid cards.

Reloadable cards

These general purpose prepaid cards give you the flexibility, convenience and security to make purchases anywhere Mastercard is accepted.

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Benefits and payout cards

Get easy access to your wages, benefits, and payouts, even without a bank account.

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Gift and incentive cards

Make it easy to give, use, and celebrate with flexible and secure prepaid cards.

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What we offer

Enjoy the power of Mastercard with the confidence of prepaid.

Safer than cash

Mastercard prepaid cards are widely accepted and safer than cash, allowing you to recover your money in case of loss or theft.1

Easy to get

Because there’s no credit check or bank account required, prepaid cards unlock new possibilities for everyone.

Easy to control

Whether shopping or paying bills, prepaid cards are a simple way to use and track your money.

Flexible payments

Manage your finances, send and receive funds, and make payments — both in-person and online — with ease.

Prepaid Mastercard Benefits

Experience an array of benefits when you use prepaid cards.

Mastercard ID Theft Protection

Monitor your credit file for fraud, get alerts for suspicious activity and access a specialist.2

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Protection wherever you shop

With Mastercard Zero Liability protection you’re protected against unauthorized transactions in stores, online and in app.3

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Global emergency services

Call 1-800-MASTERCARD (1-800-627-8372) for 24/7 assistance to report a lost or stolen card.

HealthLock

Prepaid cardholders can access a platform that ensures privacy, validates claims, and provides refunds.4

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Reload your prepaid card at over 100,000 retail stores

Mastercard rePower lets you instantly add funds to an eligible Mastercard prepaid card at participating locations.‎

Find a location
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Experiences designed to bring you closer

Unlock extraordinary experiences and exclusive event access worldwide with your Mastercard.

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Contact us

We’re here to help if you have questions about your card benefits.
Call us at 1-800-Mastercard (1-800-627-8372) or email us.

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Availability of insurance benefits on your card may vary by card issuer. Please refer to your issuing financial institution for complete insurance benefit coverage terms, conditions and exclusions.

MASTERCARD BENEFIT INQUIRIES
Within the U.S.: 1-800-Mastercard (1-800-627-8372) 

1. Card registration required. Certain restrictions apply. Contact the issuer of your card immediately to report your lost or stolen card. You can use the customer service toll-free number listed on the back of the card. Be sure to keep a record of the Mastercard card number. Your issuer may need this information to cancel the card and issue a replacement. You can also contact Emergency Services for additional assistance. In the event your card is lost or stolen, your card issuer will not hold you responsible for unauthorized purchases made on your card. Terms and Conditions. ↩

2. Certain terms, conditions and exclusions apply. Cardholders need to register for this service. This service is provided by Iris® Powered by Generali. Please see your guide to benefits for details or call 1-800-MASTERCARD. ↩

3. Conditions and exceptions apply. Learn more about Zero Liability. ↩

4. HealthLock is an end‑to‑end analytics‑driven platform that helps protect cardholders’ medical identities and data and monitors their medical claims for errors, fraud and overbilling. HealthLock provides three plan levels:

  • Medical Claim Monitor: Helps guard against medical fraud and privacy intrusions by monitoring medical data breaches, providing alerts and helping remediate medical fraud issues.
  • Medical Claim Auditor: Organizes, tracks and audits all healthcare bills (24‑month retroactive audit and ongoing auditing) in one place, verifying that all bills are accurate and identifying potential overcharges and insurance errors. This level includes everything from the previous plan.
  • Medical Claim Saver: Provides access to medical bill negotiation with providers and insurance companies to potentially help reduce bills and reverse claim rejections. This level includes everything from the previous plan.

Enrolled users receive, at no cost, Medical Claim Monitor, plus a premium upgrade to Medical Claim Saver for the first 90 days. After 90 days, users will continue to receive Medical Claim Monitor at no monthly cost and have the option to continue with Medical Claim Auditor for $4.99 per month or Medical Claim Saver for $19.99 per month. See full terms here. ↩