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MASTERCARD PAYMENT PASSKEYS

Unlock your key to a more secure checkout

Use your unique payment passkey to secure your purchases.

Woman on phone.

Authentication made easy

Payment passkeys allow you to authenticate your online purchases by fingerprint, face scan or PIN.

Easy to use

Built on industry standards and use the same technology you use to unlock your device.

Secure

Your biometric data never leaves your device and is not shared with Mastercard or the merchant.

Single setup

You only need to enroll your Mastercard once to use your payment passkey whenever you pay online.

Security that is unique to you

Passkeys can’t be easily guessed or stolen since they use the biometrics you use to access your personal device.

Man identified by biometric facial recognition scanning process from his smartphone.

80%

of confirmed data breaches are related to weak or stolen passwords1

90%

of users believe biometrics are more secure and convenient than passwords2

How it works

Using your Mastercard payment passkey is easy:

Step 1: Select your Mastercard

Choose your Mastercard when checking out as a guest or using your card stored at participating merchants.

Passkey screen on a pnone.

Step 2: Confirm your payment

You will be prompted to use the authentication mechanism available on your device (e.g., fingerprint).

Passkey "Unlock your device" screen on a phone.

Step 3: Complete checkout

Upon successful authentication, your payment is completed.

Passkey success screen on a phone.

The future of authentication is here

Learn more about how to pay using Mastercard payment passkeys

Authenticate purchases via fingerprint, face scan or PIN on your device. Biometric payment ensures convenience, and safe, strong authentication.

Read our FAQs
Man is using his phone while walking on the street at night.

1. Varonis.com “84 Must-Know Data Breach Statistics”, 2023. ↩

2. Mobile Biometrics in Financial Services: A Five Factor Framework, University of Oxford, Mastercard. ↩