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Explore with us | Research & DEVELOPMENT

Research and Development

Mastercard’s R&D team conducts research into emerging behaviors, trends, and technologies that have the potential to unlock value for our customers. 

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How we drive innovation

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Researching emerging technologies

We learn by doing, using applied research to build concepts and prototypes and gain a deep understanding of emerging technologies and their applications.

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Developing new products 

We leverage emerging technologies, research and our technical expertise to explore new product ideas with our customers at the center.

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Culture & collaboration

We foster a culture of innovation with customers and employees by using cutting-edge technology to create concepts for the future and through meetups and hackathons.

Current focus areas

AI, Generative AI & Machine Learning

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Quantum Computing 

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Next Gen Devices

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Privacy Enhancing Technology 

Cybersecurity

Augmented Analytics

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R&D stories

Mastercard launches GenAI
assistant capabilities to enhance customer value

This issue of Signals explores how fintechs are fueling the next generation of small and medium business growth.

Learn more
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