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PRODUCT EXPRESS

Launch payment solutions with ease

Launch payment solutions in a simple, fast and transparent experience with Product Express

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For issuers, acquirers, merchants, fintechs and more, we make partnership simple, product implementation fast and collaboration transparent.

With pre-approved plans, pre-defined setups, digital process orchestration and data capture, Product Express delivers a unique customer experience to meet your customers’ needs as quickly as possible.

 

Simple

Select the packaged solution that best meets your needs and proceed in one single platform.

Fast

We pre-certify partners, package solutions into tailored plans and create unified experience to support a quick launch.

Transparent

Navigate the process digitally from onboarding to implementation and launch effortlessly.

What make us different

Transform how you establish partnerships, implement payment solutions and unlock a new horizon of growth.

We’re excited to partner with Mastercard…we look forward to enabling financial technology companies to grow across many regions by leveraging our global platform.

John Mitchell CEO of Episode Six
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The platform not only expedited our entry into the global payments ecosystem but also strengthened our ability to offer innovative and trustworthy solutions in the crypto market.

Ricardo Dantas CEO of Foxbit
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i2c is proud to be the first processor to support the Product Express program in the U.S., empowering financial institutions and fintechs to differentiate and accelerate innovation so they can compete with confidence.

Amir Wain CEO and Founder
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Product Express: Solutions

Card issuance

Customized plans and certified partners to support a quick launch​.

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Gateway

A single connection to accept payments globally and expand into new markets more easily​.

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Tokenization

Protect sensitive customer data and secure every transaction.

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Click to Pay

Increase conversion and improve the consumer experience with a seamless, secure online checkout.

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Tap on phone

Accept on-the-go payments using your mobile phone.

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New to payment solutions?

Card programs, digital payment solutions and more explained simply.

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Frequently asked questions

What is Mastercard Product Express?

Mastercard Product Express is a digital onboarding platform that helps fintechs, issuers, acquirers, and merchants launch Mastercard solutions faster and with less complexity. The platform streamlines setup through guided workflows, preconfigured plans, and clear task tracking—making it easier for partners to accelerate their go‑to‑market strategy.

Who is Product Express designed for?

Product Express is built for organizations looking to quickly deploy Mastercard‑supported solutions. This includes:

  • Fintechs & startups launching new card programs

  • BIN sponsors supporting card issuance

  • Issuers and acquirers expanding product offerings 

  • Merchants adopting digital payment capabilities

How does Product Express help partners launch faster?

The platform reduces friction at every step by providing:

  • Predefined and pre‑validated implementation plans

  • Access to experienced Mastercard partners

  • Digitally guided onboarding with clear steps and timelines 

  • Automated workflows that reduce manual tasks

    Solutions can go live in as little as days, depending on readiness and plan selection.

     

What makes Product Express simple and transparent to use?

Product Express offers a clear, step‑by‑step experience through:

  • Interactive digital dashboards

  • Easy task tracking for all stakeholders

  • Predefined roles and responsibilities 

  • A unified environment to manage onboarding progress

This transparency ensures partners always know what's needed—and what’s next.

What types of solutions does Product Express support?

Product Express supports a growing set of Mastercard solutions, including:

  • Card issuance through BIN sponsorship

  • Mastercard Digital Enablement Services (MDES)

  • Mastercard Gateway and payment acceptance capabilities 

Both physical and digital‑first programs are supported.

What does a typical onboarding journey look like?

A standard implementation includes:

  1. Selecting a predefined plan tailored to your use case

  1. Choosing from a list of certified Mastercard partners

  1. Completing standard onboarding validations 

  1. Tracking progress from start to launch through the Product Express portal

The process is consistent, scalable, and designed for global applicability.

How long does it take to launch through Product Express?

Launch timelines vary based on your selected plan and operational readiness. 
Some solutions—such as starter programs for card issuance—can launch in as little as days following required validations.

Does Product Express support digital card issuance?

Yes. Product Express supports both physical and digital card programs, including digital‑first use cases aligned with evolving customer expectations.

What onboarding support does Mastercard provide?

The platform offers:

  • A guided, self‑service onboarding experience

  • Clearly outlined tasks, deadlines, and required inputs

  • Access to Mastercard’s partner ecosystem 

  • A digitally managed workflow that reduces manual coordination

How does Product Express ensure compliance with Mastercard standards?

Each predefined plan is designed to align with Mastercard’s rules, industry standards, and applicable regulatory requirements. This ensures customers follow the correct implementation path while reducing guesswork and rework.

Is Product Express available globally?

Product Express is being deployed across multiple Mastercard regions and continues to expand. Availability may vary by solution and market.

Can Product Express integrate with my existing platform or tech stack?

Yes. Product Express supports API‑based integration approaches that enable seamless connectivity with existing fintech or banking platforms. This reduces friction and helps partners launch with minimal development lift.

Does the platform offer reporting or visibility into progress?

Product Express provides clear visibility into onboarding tasks, milestones, and responsibilities through its digital dashboard. This helps partners track progress and collaborate efficiently throughout the launch cycle.

Is Product Express suitable for both startups and established companies?

Yes. Whether you're a fast‑growing fintech or a scaled financial institution, Product Express offers flexible plans and guided onboarding designed to support organizations of all sizes.

How can I learn more or get started?

Visit the Mastercard Product Express page at: 
www.mastercard.com/product-express

Or contact your Mastercard account representative to begin exploring solutions and available partner options.

Product Express