Global, real-time identity risk insights prevent fraud, build trust and grow revenue without sacrificing customer experience.
Enabling secure, seamless digital experiences
Real-time, data-driven intelligence helps detect and prevent fraud, build trust and optimize onboarding and transactions.
Increase approval rates
Verify more genuine interactions to add and retain new customers, prevent account takeovers and stop promo abuse.
Optimize manual review queues
Enable review agents to approve valid customers faster, reduce abandonment and boost productivity.
Reduce payment risk and chargebacks
Reduce fraud, protect revenue and make accurate risk decisions before, during and after authorization.
Combat transaction fraud
Prevent e-commerce fraud and avoid lost revenue by strategically declining suspicious transactions — while reducing friction for good customers.
What makes us different
Mastercard Identity sits in the background dutifully performing its tasks, making each gift card we issue online demonstrably safer.
David AndersonCo-CEO Karta
Identity you can trust
Reduce fraud, improve customer experience, and build trust with Mastercard's Identity solutions.
Personal insights
Analyzing dynamic personal information as it moves across the digital lifecycle.
Behavioral insights
Understanding device interactions can identify human vs. bot behaviors and identify risky vs. good behavior patterns.
Device intelligence
Use device intelligence and biometrics to identify users, reduce fraud and approve more purchases.
Value movement
How an individual moves value across organizations over time is essential for understanding identity.
Interaction insights
Leverage payment insights derived from the Mastercard network, merchants and industry-agnostic identity insights.
8b+
identity elements¹
25b+
digital transactions¹
3b+
identities¹
Insights solutions
Solutions
A secure, seamless user experience in every interaction is the cornerstone of the digital economy.
product
Accounts
Simplify and optimize your customer onboarding workflows with dynamic digital identity data to accurately assess fraud risk and convert legitimate consumers.
service
Transactions
Clear good orders faster, boost sales by reducing false positives and provide a fast and trusted digital customer experience to raise lifetime value.
product
Identity Review 360
Empower manual review teams with a holistic view of digital identity data to confidently make the right decision and win customer loyalty.
Learn more
product
Scam protect
Identify and prevent scams at all lifecycle stages with Mastercard's unique and comprehensive suite of AI-powered solutions.