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Open Finance Use Cases

Discover our Open Finance Use Cases

Explore practical use cases for both out-of-the-box and custom Open Banking solutions. We lead the industry in data access agreements with major financial institutions, credit card companies, and wealth management firms.

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Use Cases

Our comprehensive set of APIs simplifies the process of accessing the essential data needed to fuel your products.

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Account opening

Set the stage for an elevated experience with seamless, secure account opening.

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Lending

Smarter lending decisions. A smoother borrower experience. Get the data you need to deliver both.

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Payments

Real-time data and smart insights streamline payments with less risk.

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Personal financial management

Powerful data fuels innovation for apps and service providers that help consumers build a stronger financial future.

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Small business solutions

Power your customers’ growth stories with smart data, valuable analytics and game-changing insights for small and medium businesses (SMBs).

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Scoring

Make credit scores mean more by leveraging open banking capabilities for alternative credit scoring solutions.

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Mortgage

Let us introduce you to our suite of cutting-edge digital verification products for mortgage lending.

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Consult our team to learn how Mastercard can enhance your business through our products and services.

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