Small Business Solutions

Open for business

Power your customers’ growth stories with smarter data, valuable analytics and game-changing insights for small and medium businesses (SMBs).

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Empowering meaningful connections

SMBs are fully embracing the promise of an open financial ecosystem.

92%

of business respondents believe open finance will become standard for digital transactions in the next five years¹.

19 in 20

B2B leaders recognize the importance of having the latest technology for data-driven business lending decisions¹.

88%

of businesses would use open finance solutions to facilitate payments for online checkout¹.

⅔

of respondents from medium-sized businesses believe open finance provides cost savings¹.

Partners in prosperity

Unlocking opportunity with open finance is creating a stronger future for businesses, one success story at a time.

Eliminating financial hurdles and introducing small business owners to capital opportunities they may not know exist can extend the spirit of entrepreneurship to more people.

Denada Ramnishta Senior Vice President of Lender and Partner Strategy Lendio

Smarter data, stronger business

Mastercard open finance leverages a world-class network to unlock real-time insights, optimize user experience and enable better outcomes for your SMB customers.

Boost customer acquisition and engagement

Business account opening and funding:

Maximize new-customer value and reduce risk with quick and seamless onboarding of small businesses*.

Extend accessible financing while reducing risk

Lending and credit decision monitoring:

Leverage next-generation insights to support more informed small business lending insights.

Enable smarter business decisions — anytime, anywhere

SMB financial management tools:

Deliver real-time account insights for better cashflow and expense management.

Facilitate reliable B2B payments

ACH payments for B2B:

Increase payment success with validated account details from a Nacha preferred partner.

Forecast future payment risk

Predictive analytics for small business:

A detailed view of historical payment trends improves financial risk assessment.

1. Mastercard Rise of Open Banking Report, 2024.

* Subject to business verification and eligibility

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