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account-to-account payments

Flexible and transparent payments, every day

Seamless, interoperable account-to-account payment experiences are efficient and convenient for both businesses and consumers.

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Lead the next wave of payments

As A2A and real-time payments rapidly grow, now is the time to embrace innovation. Unlock faster, more secure transactions that improve efficiency, meet customer expectations and lead change.

Innovation

Pioneer new use cases and faster, more efficient A2A transfers that benefit the entire ecosystem

Financial inclusion

Drive greater access for all to help people and businesses thrive in the digital economy

Trust

Provide the security and control people need to feel peace of mind with our overlay services

Account-to-account payment solutions

Fast, efficient, trusted

Solutions to transfer money directly between bank accounts, offering people and businesses more choice wherever they transact.

Instant payments

Designed for speed, efficiency and seamless transactions.

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Batch payments

Tap into new opportunities with our advanced, comprehensive batch and bulk payment service.

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Proxy directory service

Enable customers to make a payment using the recipient's proxy (alias).

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Account-to-account risk solutions

Leverage connected intelligence to help prevent fraud and money laundering in real-time.

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Money movement

Transform how businesses and people move money

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Bill pay

Offer a transparent, intuitive bill payment experience for all

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Open finance

Facilitate secure, frictionless account-to-account payments directly.

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Featured Resources

Report

What’s next for real-time payments

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Report

High speed, high stakes: Navigating liquidity in an era of volatility

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Report

Lessons from real time markets: Uniting against account-to-account fraud

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Report

Explore strategies and insights for payment system modernization

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Success story

Bacs: on time, every time, for +50 years

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Success story

Transforming Thailand to a digital economy

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Report

Common messaging standard for cross-border payments: The role of ISO 20022

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Business payment solutions

Innovate with digital business payments

Helping businesses pay people for payroll, dividends, investment payouts, healthcare payments, and other disbursements.

Acceptance

Mastercard technology for faster checkout, happier customers, guaranteed payment and more sales.

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Corporate payment solutions

Providing enterprises with trusted payment solutions for a streamlined, digital-first experience.

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Small and medium enterprise solutions

We empower all businesses to achieve greater resiliency, stability and long-term prosperity.

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Expertise to support your needs

Future-proof your payments business with consulting support on strategy to implementation.

Network and processing

Powering payments in 220+ markets with secure, seamless, multi-rail payment processing.

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Gateway

Providing the reach, security and innovation needed to compete in the world of digital payments.

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Related content

Market initiatives in cross-border real-time payments

Consumers, businesses and global organizations demand faster, more transparent cross-border payments. This report shares various market and industry responses.

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Settlement trends in real-time payment systems

Real-time systems, like other payment systems, involve clearing and settlement. This paper examines current inter-bank settlement operations and emerging market trends.

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Key challenges for cross-border real-time payments

We uncover the obstacles to providing efficient, cost effective and scalable across border payment solutions.

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