MASTERCARD BENEFIT INQUIRIES
Call 1-800-Mastercard (1-800-627-8372) for assistance or questions. If you're calling from outside the United States, you can also reach us at +1-636-722-7111.
Availability of insurance benefits on your card may vary by card issuer. Please refer to your issuing financial institution for complete insurance benefit coverage terms, conditions and exclusions.
*Offer availability will vary for cardholders when located outside of the contiguous United States. ↩
1. Soho Friends
Offer must be redeemed on or prior to December 31, 2025, at 21:00 GMT, subject to early termination. You are eligible to receive a complimentary 12-month Soho Friends account when the account is either activated for the first time or renewed with your eligible US- issued World Legend Mastercard during the offer period. To redeem this offer, visit www.sohohouse.com/soho-friends-mastercard and click the “Join Now” link. On the “Get started” screen, either sign in or create an email account. On the next screen, complete your details. You must select “United States” as your country to redeem the offer. (If you select a country other than the United States, you will not receive the offer.) On the payment information screen, you must enter your eligible, enrolled U.S.-issued Mastercard consumer or small business credit card and press “Save” to save your eligible Mastercard details. The total to be paid will be updated to $0 if you have saved an eligible Mastercard as your payment card. Finally, click “Join Soho Friends”. Mobile wallet purchases are excluded from offer eligibility. Soho House reserves the right to cancel, change or suspend this offer at any time without notice. By redeeming this offer, you agree to the Soho Friends terms. You may cancel your Soho Friends account at any time by emailing membership@sohohouse.com. Additional terms and restrictions apply. Please visit www.sohohouse.com/soho-friends-mastercard. ↩
2. Mastercard Music and Entertainment Access benefit
Mastercard Presale and Preferred tickets are subject to availability and while supplies last. A valid Mastercard consumer credit card is required for Presale and Preferred ticket purchases. Ticket availability, maximum number per cardholder and applicable dates will vary based on venue and card type. This Presale and Preferred ticket benefit will be valid through 3/31/2027. All sales are final. This offer is not available to Mastercard Business, Commercial or other Mastercard non-consumer credit cardholders. Other restrictions/exclusions may apply. To access ‘presale and preferred’ tickets, enter the first 6 digits of your eligible Mastercard credit card account number (no dashes) in the “Offer Passcode” field. Mastercard is not responsible for fulfillment of the offer. By participating, you agree to be bound by these terms & conditions and the Priceless Terms of Use, which can be found at: https://www.priceless.com/terms. Additionally, this experience will be sold to you by Ticketmaster or TicketWeb. Purchases and/or reservations made and any information provided by the cardholder are subject to Ticketmaster’s Terms of Use or TicketWeb’s Terms of Use. ↩
3. Peacock
Ends 12/31/27, subject to early termination. Must use qualifying Mastercard World Elite or World Legend credit card and subscribe to a full-priced Peacock Premium or Peacock Premium Plus monthly plan directly from Peacock to receive a $3.00 monthly statement credit. Statement credit ends when user no longer meets eligibility requirements. Eligibility restrictions, exclusions, and terms apply. For full terms, see www.peacocktv.com/offer-terms/mastercard. ↩
4. Instacart
Begins September 1, 2025, and ends January 31, 2027, subject to early termination. Eligible Mastercard U.S. Credit cardholders, and Mastercard U.S. Debit cardholders who are new Instacart+ subscribers, can receive three months of free Instacart+. Eligible U.S. Mastercard® credit cardholders who are new or existing Instacart+ customers, and all Mastercard U.S. debit cardholders who are new to Instacart+ as of September 1, 2025, can receive $10 off on their second qualifying order of $10 or more each month. Must have an active Instacart+ membership paid for with an eligible card and complete one qualifying Instacart order each month. Service fees, other fees, taxes and/or tips may apply to deliveries. By redeeming this offer, you agree to the Instacart+ terms and if you select a paid plan, your Instacart+ membership will auto-renew and the applicable membership fee will be billed automatically to any payment method on file until you cancel. Additional terms apply, please visit www.instacart.com/p/mastercard-offer. ↩
5. Lyft
Take 3, Get $5: Through 1/31/2027, Lyft users that participate in Lyft and Mastercard’s Take 3, Get $5 program (”Program”) by taking and fully paying for three (3) Eligible Rides in a calendar month will receive a $5 Lyft credit (”Credit”). To qualify for the Credit, rides must be paid for with an eligible World, World Elite, or World Legend Mastercard credit card (Apple Card is not eligible to be used in connection with this Program, but Apple Pay or Google Pay may be eligible if your World, World Elite, or World Legend Mastercard credit card is the payment method). Limit one Credit per calendar month per Lyft account. An “Eligible Ride” is any Lyft ride type, excluding business rides and bicycle and scooter rental rides. Valid only in the USA (including Puerto Rico as of 7/8/2025). Whether a ride qualifies as an Eligible Ride for purposes of the Credit will be determined in Lyft’s sole discretion. In certain cases where the ride requester or rider is not the party whose World, World Elite, or World Legend Mastercard is charged for the ride, such ride may not be deemed by Lyft, in its sole discretion, as an Eligible Ride and may not be counted towards the Credit. Credits expire 30 days after application to your Lyft account. Limited time only and while supplies last. By participating in the Program, you agree to these terms and Lyft’s Terms of Service (https://www.lyft.com/terms), and you agree that Lyft and Mastercard may share your information for the purpose of tracking and processing the Credit and may use anonymized, aggregated data for business analytics and offer optimization. Credits may take up to 2 days to be applied to your Lyft account. ↩
6. Lyft Airport
World Elite and World Legend Mastercard consumer credit cards issued in the United States (including Puerto Rico): Through 1/31/2027, Lyft users who book a ride to or from a qualifying airport in the United States (including Puerto Rico, as of 7/8/2025) using the “Schedule a Ride” feature (each, a “Scheduled Ride”) by using their World Elite or World Legend consumer credit card to pay for the full amount of the Scheduled Ride will get ten percent (10%) off the Scheduled Ride’s upfront pricing as reflected at the time of booking the Scheduled Ride (the “Discount”) where available. Scheduled Rides scheduled to and from the airport may not be available in all areas or at all airports. To qualify for the Discount, the Scheduled Ride must be paid for with an eligible World Elite or World Legend Mastercard consumer card. The Discount to be applied to the Scheduled Ride at a qualifying airport, if any, will be reflected at the time the Scheduled Ride is booked. Scheduled Rides booked in Lyft Business Profiles and accounts are not eligible to be counted towards the Discount; only Scheduled Rides booked in Lyft personal profiles and accounts are eligible to be counted towards the Discount. Tips on Scheduled Rides are not included in the total amount to which the Discount would be applied. The full cost of the Scheduled Ride must be paid for using a World Elite or World Legend consumer credit card (Apple Card and payments made via digital wallets are not eligible to be used in connection with this promotion). Valid only in the United States (including Puerto Rico, as of 7/8/2025). Limited time only. Whether an airport qualifies as a qualifying airport and whether a ride qualifies as a Scheduled Ride for purposes of qualifying for the Discount will, in each case, be determined in Lyft’s sole discretion. By participating in the program, you agree to these program terms and Lyft’s Terms of Service (https://www.lyft.com/terms), and you agree that Lyft and Mastercard may share your information for the purpose of tracking and processing the Discount and may use anonymized, aggregated data for business analytics and offer optimization. ↩
7. HealthLock
HealthLock is an end‑to‑end analytics‑driven platform that helps protect cardholders’ medical identities and data and monitors their medical claims for errors, fraud and overbilling. HealthLock provides three plan levels:
- Medical Claim Monitor: Helps guard against medical fraud and privacy intrusions by monitoring medical data breaches, providing alerts and helping remediate medical fraud issues.
- Medical Claim Auditor: Organizes, tracks and audits all healthcare bills (24‑month retroactive audit and ongoing auditing) in one place, verifying that all bills are accurate and identifying potential overcharges and insurance errors. This level includes everything from the previous plan.
- Medical Claim Saver: Provides access to medical bill negotiation with providers and insurance companies to potentially help reduce bills and reverse claim rejections. This level includes everything from the previous plan.
Enrolled users receive, at no cost, Medical Claim Monitor, plus a premium upgrade to Medical Claim Saver for the first 90 days. After 90 days, users will continue to receive Medical Claim Monitor at no monthly cost and have the option to continue with Medical Claim Auditor for $4.99 per month or Medical Claim Saver for $19.99 per month. See full terms here. ↩
8. Fees and restrictions may apply. ↩
9. Open only to individuals with an eligible U.S., México, Puerto Rico, Dominican Republic, Jamaica, Argentina, and Chile-issued Mastercard credit or debit cards AND select U.S.-issued Mastercard prepaid cards. Ends 12/31/27. Use your eligible Mastercard credit, debit or prepaid card to make a contactless public transit purchase (initiated at point of entry) to processes a minimum of $10 in contactless transactions within any given calendar month and receive a $2.50 statement credit. Public transit is defined as rail system for Port Authority Trans-Hudson; bus and light rail system for New Jersey Transit Corporation; bus and subway for Washington Metropolitan Area Transit Authority; bus and streetcar for Dallas Area Rapid Transit; bus, subway and metro for Chicago Transit Authority, Pace Suburban Bus, Miami-Dade County Department of Transportation and Public Works, and Southeastern Pennsylvania Transportation Authority; and bus, subway and ferry for Massachusetts Bay Transportation Authority. Purchase transactions involving PIN-based debit, Mastercard® Corporate transactions or other transactions requiring a PIN for completion, are not eligible for this Offer. Your $2.50 statement credit will be automatically applied to your card within 60 days of purchase. Limit 1 credit per participant per calendar month. For a list of financial institutions that are not participating in this benefit, click here. For full Terms & Conditions, visit mastercard.com/transitbenefit. Terms subject to change. ↩
10. Certain terms, conditions and exclusions apply. Cardholders need to register for this service. This service is provided by Iris® Powered by Generali. Please see your guide to benefits for details or call 1-800-MASTERCARD. ↩
11. Conditions and exceptions apply. Learn more about Zero Liability. ↩
12. Valid for eligible Mastercard World Elite credit cardholders in the U.S. See full terms and conditions at https://mtr.mastercardservices.com/en/chtnc. ↩
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