Global Financial Health Coalition

Building a digital economy for all

Man and woman sitting down and looking at phone together

While access to financial tools has expanded, true financial resilience is still out of reach. According to World Bank, 79% of adults globally have a bank account, yet billions remain unbanked or underbanked.

Digital transformation has expanded inclusion, increasing demand for simple and secure payment experiences. At the same time, people need financial tools they can use to manage shocks and pursue opportunities.

The Global Financial Health Coalition brings together the expertise of those leading the way in developing solutions that address both local needs and global challenges to help millions of people and small businesses participate in the digital economy with confidence.

Moving beyond access toward financial health

Bringing together leaders from across the financial inclusion ecosystem to advance financial health worldwide.

What is the Global Financial Health Coalition

A global network of industry leaders sharing proven methods and innovative use cases to build inclusive, sustainable financial ecosystems.

The purpose

Our goal is to foster an environment where innovation is responsible, users are protected, and everyone has the tools and knowledge to thrive.

Why Mastercard formed this coalition

By 2030, Mastercard aims to connect and protect 500m people and small businesses through strong ecosystem partnerships.

Financial inclusion journey

Consumers progress through different stages on their journey to financial health—and need support at each step.

Financial health infographic journey image

Convened by Mastercard

Mastercard is bringing together leaders from across the financial inclusion ecosystem to advance financial health for people and small businesses worldwide.

CFI is an independent think tank advancing inclusive financial systems through research, innovative solutions pilot solutions and convening the sector to spark evidence-based change.

The GSMA is a global organization unifying the mobile ecosystem to discover, develop and deliver innovation foundational to positive business environments and societal change.

⁠allpay is a UK payments provider, supporting organizations to collect, manage and distribute payments securely and efficiently. allpay processes 90 million+ transactions annually, approximately £9.6 billion across 800+ clients.

AXIAN is a pan-African group present in 15 countries and specialized in 5 high-growth potential business sectors: telecoms, financial services, energy, real estate and open innovation.

TrueMoney is a leading international fintech, part of Ascend Money and backed by major Asian firms, operating in 7 countries to empower millions of people towards financial independence.

Mercado Pago is the leading Internet payment platform in Latin America that allows you to pay in a simple, secure and fast way.

botim is a communication and fintech platform in the UAE that helps millions of users send money, pay bills, and support loved ones across borders while driving financial inclusion across the region.

FOCUSONE Payment Solutions Pvt. Ltd. is a Nepal based fintech licensed by Nepal Rastra Bank, working to advance financial health by expanding access to digital financial services and enabling confident participation in the digital economy.

GCash

The GCash App lets users easily buy airtime, pay bills, send and receive money nationwide, shop at 6m+ merchants, and access savings, credit, loans, insurance and investments on their smartphones.

DANA

Dana is an Indonesian leading financial technology company that provides easy access to payment and financial services for anyone in Indonesia.

Airtel Africa

Airtel Africa is a leading provider of telecommunications and mobile money services, with a presence in 14 countries in Africa, primarily in East Africa and Central and West Africa.

MTN

MTN MoMo is a fintech platform offering consumers and businesses innovative digital financial services, including payments, e-commerce, insurance, lending and remittance services.

DaviPlata

DaviPlata, Davivienda’s native digital bank, serves more than 11 million customers with 24/7 mobile access to everyday banking, payments, and financial services.

UNSGSA

UNSGSA works to empower people with suitable financial products and tools that enhance their ability to manage their day-to-day finances, build resilience to financial shocks, plan for the future, and feel confident about their financial lives.

World Data Lab

World Data Lab is a data company that provides consumer spending projections across 190+ countries, 9,000+ cities and 200+ categories, forecasting demographics and spending patterns through 2050.

GrabFin

Grab is a Southeast Asian superapp offering mobility, deliveries, and financial services across 900+ cities in eight markets.

Banreservas

Banreservas is a financial institution that has supported the social and economic development of the Dominican Republic for more than 80 years.

Interested in learning more?

To learn more about the Global Financial Health Coalition, click below.

Insights hub

Trust by design: A user protection framework designed to support financial health

The Global Financial Health Coalition’s User Protection Framework helps turn digital access into trusted, sustained participation that supports financial health.

Female Business Owner In Workshop Using Digital Tablet And Holding Mobile Phone

Pathways to financial health

Insights from financial institutions across diverse markets show how financial inclusion strategies can help drive business outcomes.

A billion connected: How we’re empowering even more people on the road to financial health

We’re expanding access, strengthening security and building the confidence that 500 million people and small businesses need to thrive.

woman wearing apron smiling and working in a retail setting

Beyond access: a look into the drivers of long-term financial health

Mastercard and Nubank set out find out why a rise in access to financial services has not always corresponded to usage.

People playing ball on the beach at sunset

Building a coalition for global financial health and resilience

With 2.1 billion people still underbanked or unbanked, a new coalition aims to close the gap between access and true financial health.

From Access to Action: RCBC and Mastercard reveal blueprint for sustainable financial participation

A study by Mastercard, in collaboration with RCBC, shows how local language UX, leveraging familiar channels and education on security drive financial inclusion in the Philippines.

Nubank and Mastercard exclusive study reveals path to advancing beyond access toward financial health

A study of Nubank customers' experiences accessing and using financial solutions and tools illustrates drivers and barriers along the journey to long-term financial health.

Announcing the Mastercard Partner Advantage Program

Consumers are switching. Revenue is shifting. Open finance can be your differentiator.

Cyber-fraud integration for the new age of risk

Building a digital economy for all

Moving beyond access toward financial health