The evolution of software-led point-of-sale technology
Cloud Commerce lets merchants accept contactless payments with their mobile phone – simply, securely, cost-effectively.
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Mastercard Cloud Commerce moves payment capabilities to the cloud to empower the next evolution of acceptance, bridging in-store and digital experiences.
Cloud Commerce
Get to market quickly with a fast, cost-effective payment acceptance solution.
Powered by the Mastercard network and Mastercard Enterprise Gateway Services, Cloud Commerce provides a new channel for partners to bring value-added services to customers and businesses.
Increased base of accepting terminals
By moving 90% of contactless kernel functionality to the cloud, partners can expand their potential merchant base by extending payment acceptance to lower-cost devices.
Robust security
Using a cloud-hosted kernel reduces the application and device’s exposure to sensitive components and cardholder data that have compliance and certification requirements.
Scalable distribution
Cloud Commerce pre-integrates with processors and acquirers, simplifying the path to market. It also enables distribution and maintenance of Tap on Phone solutions across multiple devices within a single instance.
Optimized development efforts
Provides simplified integration and deployment with pre-certified components.
Transit case study
Learn about how a regional transit service used Mastercard’s Cloud Commerce solution to enable contactless payment acceptance through Tap on Phone.