Airline payments are entering a new era — one driven by smarter distribution, stronger fraud controls and a decisive shift in how tickets are paid for and settled. Behind the scenes, non‑U.S. airlines operating in the U.S. are moving away from legacy pass‑through models and embracing payment structures that deliver higher approval rates, lower fraud and stronger sales performance.

This white paper reveals how the rise of B2B travel cards and the Merchant of Record model is reshaping the economics of airline payments — and why this shift is accelerating faster than many realize.

• Why B2B travel cards are gaining traction in the U.S. market.
• How the MoR model is redefining airline–agency relationships and settlement flows
• The role of fraud — and why it’s one of the biggest forces driving change