Reduce costly payment failures and unauthorized fraud to protect revenue and improve consumer experiences with cutting-edge analytics delivered by Mastercard.
Opt in for game-changing payment insights
Payment Success Indicator leverages consumer-permissioned data to optimize ACH payment enablement while reducing fraud risk in real time.
Intelligent analytics
Machine learning analyzes account balance, NSF history and more to produce 10 days of predictive risk scores on a 100-point scale.
Effective risk mitigation
Capture up to 85% of NSF failures by isolating and avoiding high-risk transactions1.
Real-time insights
As elements of our smart payment suite of tools, payment analysis and risk assessment will never slow you down.
Enhanced explainability
Payment risk scores are paired with reason codes, providing model explainability and enabling customer segmentation.
Seamless integration
Mastercard Open Finance uses account credentials to embed next-gen capabilities in the checkout experience.