Cash Flow

Smart data. Rich insights.

Lending just got easier.

See a sample cash flow report

Cash Flow includes

Trending and balance insights

Inflow and outflow transaction streams

Credit vs. debit analysis for consolidated view of cash flow

Identification of potential transactions from other lenders

What makes us different

A clear analysis

We provide up to 24 months of rich cash flow attributes via API giving lenders better, more accurate insights into a borrower’s creditworthiness.

Key benefits

We deliver a consumer-centric and lender-friendly delivery model by providing maximum connection reliability and high-quality data with always-on, always-there support capabilities.

FCRA-compliant for personal lending
Better assess and manage risk
Easily inform your cash flow and other financial models

Now imagine what you can do

It’s not just about possessing the best data and insights—it’s about having a platform to innovate, transform and create.

Automate the underwriting processes

Simplify the customer experience

Open up new lending opportunities

Evolve to next-gen decisioning

Cash flow APIs

Check out our APIs for bank transactions, account history and categorization. Get started and test our APIs or view our documentation at Mastercard Developers.

Get API keys

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