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VIRTUAL CARDS

Take control of business payments

A Mastercard virtual card number brings businesses a new level of security, control and convenience.

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#1

Mastercard ranked #1 in the virtual cards market, surpassing 16 companies*

 

A modern way to pay

Virtual cards are linked to underlying funding accounts from which unique virtual card numbers can be generated.

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Boosting efficiency

Corporations use virtual cards to make B2B payments, pay for business travel and make purchases on the go.

Enhanced security

Reduce fraud risk with unique card numbers for each transaction, keeping the funding account concealed.

Greater control

Set spending limits and restrictions for each card number to manage expenses and follow company policies.

Increased convenience

Virtual cards can be embedded into existing business systems, improving operational efficiency.

Virtual cards have many uses

Deparments like accounts payable, accounts receivable, procurement and travel managment can benefit.

Making necessary business purchases

See how embedding payments into existing processes can improve purchasing and accounts payable.

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Paying for business travel expenses

See how virtual cards can make it easy to book travel and pay for expenses on trip.

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Making mobile payments

See how virtual cards can be used for online and contactless payments on the go.

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Packed with powerful features

Unique card numbers and enhanced data help automate reconciliation, and controls help manage spending and compliance.

Unique card number

A new card number, expiration date and CVC give every purchase its own unique identifier.

Workflow controls and approvals

Approval routing for transactions follows existing approval processes.

Custom controls

Define how, where and when virtual card numbers are used.

Enhanced transaction data

Information important to each payment is included in every transaction.

Benefits on both sides of the transaction

Making payments easier for buyers

Buyers benefit from improved cash flow, reduced processing costs, higher security and rebates.

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Making card acceptance valuable to suppliers

Suppliers benefit from faster payments, reduced risk, improved processes and increased sales.

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A sustainable choice

Virtual cards encourage digital transactions and reduce paper and plastic use.1

 

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Empower your business with virtual cards

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[1] Mastercard In Control for Commercial Payments has been awarded “EE” rating from Standard Ethics for strong compliance with international frameworks relating to the most relevant ESG principles. ↩

*Juniper Research, Global Virtual Card Market 2025–2029 – Competitor Leaderboard, March 2025. ↩

Virtual cards