PARTNER DIRECTORY

VoPay’s Fintech-as-a-Service platform enables software applications to embed payments and financial services into their core solution without building and maintaining complex infrastructure.

Use cases

• Business Disbursements
• B2B Transfer
• A2A
• Rapid Merchant Settlement
• Premium Collection
• Claims Payments
• Tuition Fee Collection
• Scholarship Disbursements
• Invoice/Bill Payments
• Receivable Collection
• Digital Wallets

Services

• Platform-as-a-Service: Access to financial infrastructure without needing to build or maintain it.
• Payments-as-a-Service: Embed automated payment processes for a variety of transaction types.
• PayFac-as-a-Service: Facilitate and manage payments for sub-merchants, fully customizable and white labeled to suit the brand.
• Treasury-as-a-Service: Comprehensive Cash Management & Treasury solutions at scale
• Compliance-as-a-Service: Stay compliant with regulations, merchant onboarding, and underwriting
• 3rd Party Integration: Connect with existing ERPs and Accounting services for 360 financial ops.

Regions

• Canada, United States

Countries

• Canada, United States

Centiglobe enables banks and payment providers to move beyond traditional cross-border payment infrastructure with a fully permissioned, blockchain-based network for global, two-way payments – instant, secure, and free from intermediaries.

Built on tokenized deposits, Centiglobe Connect gives members access to Mastercard Move and a global marketplace of licensed financial institutions through a single API.

Members can offer and access local collection and payment services across markets, unlocking new revenue streams, reducing capital lock-up, and eliminating counterparty risk.

Services

Centiglobe’s solutions enable regulated payment providers and banks globally to do instant, predictable, secure and cost-efficient cross-border payments. By integrating to Centiglobe Connect, the innovative cross-border payment platform powered by blockchain and tokenized deposits, one API integration enables access to Mastercard Move’s pay-out markets and peer-to-peer connection to all other participants on the platform.

The solution enables:

• Global pay-in service for cross-border payments
• Instant, predictable, secure and inclusive cross-border transfers with no cut-off times.
• Decreased dependency to other platforms, intermediaries and correspondent banks.
• Automatic and seamless prevalidation of payments
• FX-agnostic: Automatic and seamless streaming of FX, integrated by Centiglobe to the platform
• Low marginal cost per transaction. Small payments at low cost
• Multilateral and multi currency netting
• Effective use of capital - reduction and centralisation of prefunding
• Elimination of counterparty risk through unique governance and solution design
• New revenue streams through offering your local financial services such as pay-in/collection, payout capability and local IBANs to other platform members

Regions

• Global

Countries

• Sweden

We're a full-service digital product development company based in Cape Town, dedicated to treating our clients as valued partners.

With over two decades of experience working alongside influential players in the fintech space, we've become leaders in leveraging the latest tech to consistently deliver customer-centric solutions.

Our award-winning products and ISO certification highlight our commitment to global best practices in data protection, ensuring our clients are always in secure hands.

Our services include discovery, design, development and delivery, product optimisation and customer experience, positioning us as experts in successfully bringing products to market.

Use cases

• Payment Authorisation
• Bulk Payments
• Orchestration Layer - Ledger
• Inter account transfers
• Settlement Instructions
• P2P
• KYC / KYB
• Card Issuance
• Accounting Integration
• Loan Facility Management
• Push Provisioning
• Remittances
• Bank Account Opening Instructions
• BOP Reporting
• Pool Account Management
• Tuition Fee Payout

Services

• Regulatory Support
• Compliance Management
• Multi-Currency Accounts
• Foreign Exchange Services
• Security
• Design Thinking
• Go to Market

Regions

• South Africa

Countries

• South Africa

Episode Six delivers the innovative capabilities needed to compete with disruptors and lead the market. Flexibility, adaptability, and resilience are built into the core of Episode Six's platform, ensuring clients maintain a market-leading position.

Use cases

We support a full range of card and ledger based products across all industries

• P2P
• A2A / Me-to-Me
• Wallet top-up
• Small business payments
• Credit Card Bill Pay
• Remittances
• Business Disbursements
• Govt/Non Profit Disbursements
• B2B Transfer
• Gaming and Gambling Payouts
• Salary and Incentives payments
• Fleet payments
• Insurance Disbursements
• Crypto Cash Outs

Services

• Mastercard Digital First provider
• Open banking connectivity
• Identity Check (Pre-KYC)
• Curated merchant offers platform (loyalty)
• Back-end rewards solution (Earn & Burn)
• Multi-currency Accounts

Regions

• NAM, APAC, EMEA

Countries

• Episode Six is currently active in 40+ countries, including: United States, Canada, Mexico, United Kingdom, Germany, Italy, Greece, Saudi Arabia, Japan, Hong Kong, Australia, New Zealand, Singapore, Vietnam, Indonesia, Thailand, Malaysia, Philippines, and more.

Finzly empowers banks, fintechs and businesses to seamlessly offer and access financial services in an open, connected, embedded, and real-time ecosystem. At the core of this infrastructure is FinzlyOS, a modern, cloud-based, API-enabled operating system that serves as a parallel payment processing platform to a bank's core. Finzly offers a wide range of turnkey banking solutions, including a multi-rail payment for traditional payments on ACH and ISO 20022 wires, instant payments on FedNow and RTP, foreign exchange, trade finance, compliance, and commercial banking digital experiences. Learn more about Finzly's game-changing solutions by visiting https://www.finzly.com.

Use cases

• P2P
• A2A / Me-to-Me
• Payout
• Request for Payment
• Collections
• Recurring payments
• Subscriptions
• Automated payments
• Bulk payment processing
• Business Disbursements
• Govt/Non Profit Disbursements
• Rapid Merchant Settlement
• Business to Business Transfer
• Gaming and Gambling Payouts
• Confirmation of payee
• Account validation
• Smart routing
• Sweeping
• Cash management
• Real-time webhook notifications
• Open APIs
• Banking superapp
• Virtual accounts
• Composable Deposits Products for ESCROW

Services

Finzly empowers financial institutions to compete with modern fintechs by providing advanced payment infrastructure, including a comprehensive money movement platform for all payment rails, centrally managed through a payment hub. Our real-time, 24/7 platform enables FIs to adapt to the demands of the modern economy, engage in embedded banking, and deliver customer-centric experiences for both businesses and consumers.

Regions

• North America

Countries

• United States, India

Our flagship solution, Glyue®, is an Integration Platform as a Service (iPaaS) built exclusively for banks and credit unions. Glyue® simplifies connectivity between core banking systems and over 50 leading solutions for lending, deposits, KYC/AML, analytics, and more. By bridging the gap between traditional systems and modern fintech, we enable seamless integrations that drive operational efficiency, smarter growth, and better customer or member experiences. With Sandbox Banking, financial institutions can unlock new possibilities without overhauling their existing infrastructure.

Use cases

• System integrations
• Payments integration
• Fraud Prevention and Risk Management
• Card Issuance and Management
• Account Holder Engagement and Loyalty
• Data and Analytics

Services

Fintech integrations between core banking, life of loan, deposit account opening, payments, data & analytics, account holder experience, compliance, and more platforms vital for banking.

Regions

• North America

Countries

• United States
• Canada

NetXD Inc. provides a programmable enterprise operating system enabling organizations to transform their back office and middle office. For banks, NetXD offers a sidecar core that supports all major types of consumer and business bank accounts, embedded banking and paired with a payment hub with support for all major payment rails.

Use cases

• P2P
• A2A / Me-to-Me
• Brokerage Securities Cash Out
• Credit Card Bill Pay
• Business Disbursements
• Govt / Non Profit Disbursements
• Rapid Merchant Settlement
• Business to Business Transfer

Services

Transaction processing platform for banks and fintechs.

Payment hub with support for Wire, ACH, FedNow, TCH RTP, Mastercard RPPS among others.

Regions

• United States, Latin America, Central America, EMEA

Countries

• United States, India

ECS specializes in financial technology applications. ECS delivers solutions and services in the area of enterprise message administration, application integration, money movement, post-trade processing, connectivity, and relevant supporting services.

Founded in 1999 as a consulting firm, ECS advised many Fortune 100 companies, coordinating business divisions and technology groups. In 2010, ECS started offering end-to-end transaction processing solutions addressing the needs of business departments, operations, technology, compliance, customers, and counterparties. ECS has customers and its presence in the US, LATAM countries, Europe, Middle East, Africa, and Asia.

Use cases

• P2P
• A2A / Me-to-Me
• Business to Business Transfer
• Merchant Payments
• Direct Debits

Services

Currently, ECS offers the following solutions and services.

• Enterprise Message Hub
• Enterprise Payment Solution, GOLD Certified by Swift
• Trade Processing Platform, GOLD Certified by Swift
• Treasury Management System
• Transaction Monitoring, Data Governance & Reports
• Swift Service Bureau, PREMIER Certified by Swift
• Swift CSP (Customer Security Program)

Regions

• Asia Pacific, Latin America, Middle-East, Africa, and North America

Countries

• LATAM: Dominican Republic, Argentina, Colombia, Peru, Costa Rica, El Salvador, Honduras
• North America: USA, Puerto Rico, Turks and Caicos Islands
• APAC: Malaysia, Thailand
• Middle East: UAE, Jordan
• Africa: East, West, North, South.

Verestro provides complex solution to the customers including digital onboarding (KYC), instant digital card issuance, money transfers, tokenization and contactless payments, card controls and loyalty.

Use cases

Domestic and international money transfers

• Sending and receiving funds
• Payments to and from cards
• Transactions to and from stored value accounts (SVA)
• ACH transfer

Features

NFC and tokenization, virtual card creation and management, KYC, QR payments, loyalty and card benefits, white label solution

Regions

• Asia Pacific, Europe, Latin America and the Caribbean, Middle-East and Africa, North America

Countries

• Poland, Germany, UK, France, Spain, Italy, Czech, Slovakia, Hungary, Bulgaria, Romania, Montenegro, Macedonia, Serbia, Croatia, Sweden, Norway, Finland, Russia, Ukraine, Kazachstan, Georgia, China, Singapore, Thailand, India, Vietnam, Japan, UAE, Jordan, Kuwait, Saudi Arabia, Egypt, Kenya, Nigeria, South Africa, Brasil, Argentina, Ecuador, Columbia, Panama, Mexico, United States, Canada

Usio, Inc. (Nasdaq: USIO), a leading, cloud-based, integrated fintech electronic payments solutions provider, offers a wide range of payment solutions to merchants, billers, banks, service bureaus and card issuers. The company operates credit, debit/prepaid, and ACH payment processing platforms to deliver convenient, world-class payment solutions and services to their clients. The company, through its Usio Output Solutions division offers services relating to electronic bill presentment, document composition, document decomposition and printing and mailing services. The strength of the company lies in its ability to provide tailored solutions for card issuance, payment acceptance, and bill payments as well as its unique technology in the prepaid sector. Usio is headquartered in San Antonio, Texas, and has an office in Austin, Texas as well.

Use cases

• Disbursements
• Payouts
• Promotions
• Government assistance payments
• Insurance claims
• Contractor payments
• Specialty consumer finance
• Advance pay
• Daily pay
• Bank issued payments

Features

Usio offers a multi-channel disbursements platform utilizing Mastercard Send, ACH, paper checks and more to facilitate the fast and secure delivery of funds.

Regions

• North America

Countries

• United States

OpenText, The Information Company™, enables organizations to gain insight through market leading information management solutions, powered by OpenText Cloud Editions.

Use cases

• Business disbursements
• Gaming and gambling payouts
• Insurance disbursements

Features

• Global, secure, and resilient integration solution
• Any to any mapping and data translation to support all banking and payment formats including ISO 20022
• Complete suite of secure connection options to support all digital channels
• Proactive transaction monitoring
• Client onboarding and support

Regions

• Asia Pacific, Europe, Latin America and the Caribbean, Middle-East and Africa, North America

Countries

• Argentina, Australia, Austria, Bahrain, Barbados, Belgium, Brazil, Bulgaria, Canada, Chile, China, Colombia, Costa Rica, Croatia, Czech Republic, Denmark, Egypt, El Salvador, Finland, France, Gabon, Germany, Greece, Guatemala, Honduras, Hong Kong, Hungary, India, Ireland - Republic of (EIRE), Israel, Italy, Japan, Jersey, Korea – South, Kuwait, Latvia, Liechtenstein, Luxembourg, Macao, Macedonia (FYROM), Malaysia, Mexico, Netherlands, New Zealand, Nicaragua, Norway, Oman, Pakistan, Panama, Paraguay, Peru, Philippines, Poland, Portugal, Qatar, Romania, Russian Federation, Saudi Arabia, Singapore, Slovakia, Slovenia, South Africa, Spain, Sri Lanka, Sweden, Switzerland, Taiwan, Thailand, Tunisia, Turkey, United Arab Emirates, United Kingdom, United States, Venezuela, Yemen.

Our mission at Adobe is to change the world through digital experiences. Through our three Clouds, Adobe gives everyone -- from emerging artists to software developers to global brands – the tools they need to design and deliver exceptional digital experiences.

Use cases

• Insurance claims payouts
• Government funds
• Student financial aid payments
• Healthcare medical reimbursements
• and any process that requires approving requests and transferring to individual or multiple parties

Capabilities

Acrobat Sign integrated with Mastercard Send gets money into the hands of those who need it – faster and in a way that works for them.

Regions

• Asia Pacific, Europe, Latin America and the Caribbean, Middle-East and Africa, North America

Countries

• United States, United Kingdom, European Union, India, Brazil, Australia, New Zealand, and more.

Opentech solutions are deployed in AWS in Europe and delivered as SaaS, guaranteeing high scalability and optimal performance. In business since 2003, the Company built a multidisciplinary internal team of talented designers and highly skilled engineers with deep knowledge on the banking and payment industry, to develop solutions that perfectly balance innovation, security and amazing user experience.

Use cases

• Money transfer

Countries

• Austria, Italy, and Switzerland

The Fable platform brings in the ecosystem of collection, compliance, payment gateway partners and the delivery network of Mastercard.

Use cases

• Cross border P2P, B2B, P2B, B2B
• Payments platform (web & mobile)
• Cross border e-commerce platform
• Global collections platform

Capabilities

• White label cross-border payments platform
• Incoming and outgoing international payments processing platform
• Deal booking and utilization module

Regions

• North America, Asia-Pacific, Europe, Middle East and Africa, Latin America and Caribbean

Countries

• India, United States, United Kingdom, Singapore

Payall has pioneered end-to-end infrastructure for the cross-border payments ecosystem, including specialized capabilities for financial institutions to enable their business and individual customers to make international money transfers and payments.

Committed to safety, soundness, compliance and efficiency, Payall’s cloud-based software (external to core) and digital systems (integrated with low-tech touch) automate compliance, risk management and standard operating procedures while eliminating costly, slow and error-prone manual work.

Use cases

Payment types or uses case include, but are not limited to, B2B, B2P, P2P, A2A or me-to-me, and P2B, such as:  

• Brokerage and dividend payouts
• Closed network ecosystem disbursements
• Cross-border merchant funds repatriation
• Crypto transfer
• Emergency and humanitarian aid disbursements
• Gaming payouts
• Influencer and content provider payments
• Insurance claim payments
• Remittances
• Supply chain/B2B payments
• Tuition payments
• Worker and commission payments

Capabilities

Payall enables originating institutions to automate data and document collection and apply risk rules, SOPs and compliance requirements before cross-border payments are executed. In addition, we harmonize inefficient manual functions with reimagined payment orchestration, delivering capabilities to consolidate operations.

Sample modules include:

• Precision KYT™: Makes cross-border payments safe, providing first-ever capabilities and tools for comprehensive automation of risk mitigation rules, compliance requirements and SOPs. 
• Perpetual KYC™: This module can materially reduce cross-border payment risk for financial institutions, business modules and use cases through automated digital collection, verification and storage of customer data. 
• Global Consent Management: This product ensures critical KYC, KYT and other sensitive personally identifiable information (PII) can be lawfully shared for the purpose of executing cross-border payments.
• Digital Qualifying and Boarding: A dynamic, rules-based module that adapts to the needs of many types of financial institutions, business models and use cases.
• Click for KYCC™: Overcomes the opaqueness of old-fashioned correspondent banking with an infrastructure that shares data with the clearing institutions.

Value-added services

• Specialized, cloud-based software for originating institutions to automate and deploy solutions using white-label UX.
• Configurable, fintech-like products or product extensions, such as pay by email and pay by phone, white-label “recipient portal and accounts” and mobile wallets, bank transfers, cash pickup, loads to digital accounts, prepaid card and payment orchestration with prepaid debit cards and other payment channels that complement Mastercard Cross-Border Services.
• Professional services around compliance, risk, transaction support and digital marketing.

Regions

North America, Asia-Pacific, Europe, Middle East and Africa, Latin America and Caribbean

Countries

All geographies supported by Mastercard Cross-Border Services — and more.