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Credit Intelligence Solutions

The future of lending starts with smarter insights

Advanced analytics that equip lenders with inclusive insights to evaluate creditworthiness for small businesses and consumers – opening doors to broader financing opportunities.

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Elevate credit decisions

Tap into new data-driven insights to accelerate lending decisions and help personalize solutions

137%

increase in cross-sale volume*

36%

increase in new account volume*

49%

increase in profit contribution*

Access to credit is a catalyst for growth – helping individuals get a mortgage and buy a home or fueling a small business. With Mastercard Credit Intelligence, Mastercard is creating more of these opportunities by helping lenders reduce the time analyzing and customizing underwriting decisions.

Kaushik Gopal Executive vice president, Business & Market Insights, Mastercard

Data solutions

Empowering lenders with faster, smarter and more personalized insights

Harness Mastercard’s trusted network and proprietary insights to make smarter, more transparent decisions, that better serve consumers and small businesses.

Small business

Our solutions deliver 50+ metrics to build a clearer picture: from ownership and financial health to operational behavior. This can help better support underserved and thin-file businesses, accelerate time to decision and enhance resiliency in volatile markets.

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Consumer

From first touch to final decision, 400+ metrics to set the stage for smarter acquisition, underwriting and monitoring. The result is enhanced segmentation, dynamic credit line assignments and higher conversion and retention rates.

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Enhance the credit lifecycle

Near real-time performance metrics streamline processes across the credit lifecycle

Acquisition

Targets customer segments. Evaluates fraud vs. legitimate accounts.

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Underwriting

Determines creditworthiness.
Assesses financial impact of loans under various scenarios.

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Line assignment

Evaluates customer’s ability to afford and maintain a loan.

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Portfolio management

Tracks customers who are doing well or at risk, and any changes in the customer’s financial state.

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Collections

Pinpoints customers most likely to move to a higher delinquency stage, and potential actions to take.

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Talk to us about transforming your lending strategy with data-driven intelligence.

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Featured resources

*Mastercard Proprietary Research, 2024 ↩

Credit Intelligence