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Mastercard Mid-Market Accelerator

Grow and retain your middle market portfolio with a holistic suite of solutions to support their needs.

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Unlock the potential of the growing middle market

As the largest and fastest growing commercial segment, the middle market represents a huge opportunity for issuers.

1/3

of the U.S. GDP is made up by middle market**

$6t

in business-to-business spend in U.S.**

12%

U.S. middle market YoY growth in Q2 2024**,

40%

of lower middle market companies* are open to switching issuers**

Empower your mid-market customers with tailored solutions

Mastercard Mid-Market Accelerator provides issuers modular solutions to help mid-market companies grow, digitize and protect their businesses.


Integrated card program

Physical and virtual card program with tailored benefits and offers from mid-market-focused merchants. Includes liability protection, extended warranties, rental coverage and purchase assistance.

Mastercard Black card art.

Cash flow manager

Gain real-time visibility across all banks and accounts, and access AI-powered cash flow forecasts and insights to make smarter business decisions.

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Virtual card generation

Automated virtual card generation without the need for a separate setup offers real-time spending approvals with alerts and transparency.

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Expense management

Efficiently manage expenses for a growing workforce, providing greater visibility and control to save time and costs while ensuring compliant spending.

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External integration

Automatic synchronization of card transactions with ERPs, HRIS integrations and the ability to integrate with bank portals.

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Mastercard ID Theft Protection

Provides proactive monitoring and resolution of identity theft threats to save consumers time and costs, and drive greater convenience.

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Mid-Market Accelerator Card Offers

Take advantage of top discounts and offers from our curated network of business partners. Designed to help mid-market companies save time, reduce costs, and grow faster, these benefits are available with your Mid-Market Accelerator Card today.

White papers

Vertical expertise driving middle market acquisition

Open new business opportunities

Speak with a Mastercard expert today to learn how we can help.

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* Middle market comprises of companies with revenue of $10 million to $1 billion. The lower middle market comprises of companies with revenue $10 million to $250 million. 

** U.S. Mastercard Whitepaper, Lower middle market businesses are a big opportunity, April 2024. 

† In comparison, the S&P 500 saw a YoY growth of 0.2% in Q2 2024. 

1. Eligible Mastercard Mid-Market Accelerator credit cardholders will receive ten complimentary seats for the first twelve months on a Pro-tier Extend expense and spend management plan when they subscribe and pay using their Mastercard Mid-Market Accelerator credit card. Must purchase a minimum of ten seats. Visit www.paywithextend.com/mastercard-mid-market-accelerator for full terms and conditions. 

2. Melio users who provide their eligible Mastercard Mid-Market Accelerator card issued in the United States or United States territories (“Eligible Mastercard”) as a funding source on the Melio platform will receive in-product fee credits to be used solely towards credit card fees charged by Melio for payments made using an Eligible Mastercard on the Melio platform (“Offer”). Mastercard Mid-Market Accelerator credit cardholders will receive up to $100 in fee credits. To be eligible, users must (i) have never made a card payment on the Melio platform using an Eligible Mastercard, and (ii) be located in the United States, Puerto Rico, or the U.S. Virgin Islands. The Offer is valid until December 31, 2028, and subject to change or early termination (“Offer Term”). Available Fee Credits will be automatically applied until depleted upon the successful processing of payments made using an Eligible Mastercard, in the order in which such payments are processed. Fee Credits that were not used prior to the Offer Term end date will automatically expire. Use of the Melio platform is subject to and governed by Melio’s Terms of Service (available at https://meliopayments.com/terms-of-service). Mastercard and any Eligible Mastercard issuing bank (“Issuer”) are not liable for products, services, acts, or transactions by Melio or on the Melio platform, and users agree to release and hold them harmless from any related claims. Melio is not responsible, and shall have no liability, for any actions by Mastercard or any Issuer relating to users’ Mastercard accounts, cards, or cardholder agreements or any other aspect of the relationship between users and Mastercard or Issuers. By participating in the Offer, users agree that Melio and Mastercard may share relevant information solely for purposes of Offer administration, and may use anonymized, aggregated data for business analytics and optimization, in accordance with their respective privacy policies. Melio and Mastercard are not liable for any delay or failure to perform resulting from causes beyond their reasonable control. Users are responsible for any applicable taxes arising from receipt or use of the Fee Credits. The Offer is void where prohibited and subject to applicable laws and regulations. All rights are reserved. Terms of Service — Melio Payments. Discover Melio's terms of service for transparent and compliant transactions on our payment platform. 

3. Cardholders who have a World Mastercard for Business, World Elite Mastercard for Business, World Legend Mastercard® for Business, or Mastercard Mid-Market Accelerator credit card, or World Elite Debit Mastercard for Business will receive complimentary access to the My Cyber Risk platform. This offer is only available for U.S. small and mid-sized businesses. Not available for large enterprise use. Offer subject to change. See the full terms and conditions here