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What we do

SpendingPulse™ platform

We help companies improve performance by providing near real-time estimates and insights on retail sales activity at national, regional and local levels.

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How it works

Real-time customer spend insights at your fingertips

How do customers’ spending behavior vary by location? What are people buying this holiday season? Answer key business questions and visualize, contextualize and forecast performance across sectors, geographies and channels with localized retail sales benchmarks based on actual, near real-time spend insights across all payment types.

Benefits

Frequency

Get access to daily metrics, refreshed weekly with only a five-to-seven-day lag from week’s end, compared to monthly government updates released two to three weeks after months’ close and later revised. Use near real-time updates to make short-term operational decisions, such as marketing promotion shifts and regions to focus on based on seasonal factors.

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Accuracy

Tap into advanced modeling to accurately estimate retail spend based on near real-time, anonymized aggregate sales activity in the Mastercard payments network and survey-based estimates for other payment forms. Apply these insights to long-term strategic decisions, such as real estate and ordering strategy.

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Granularity

View granular insights at the national, regional, state, market, county, and sector levels. Use detailed data insights to inform big decisions.

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Features

The SpendingPulse™ platform releases frequent, accurate near real-time spend insights ahead of government published data, with a strong correlation

Localized breakouts

Explore an intuitive user interface with customizable maps and graphics to showcase localized insights.

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Sales channels

Compare in-store versus online spend to contextualize where and when consumers shift to digital sales channels.

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Year-over-year growth

Anticipate year-over-year growth and significant consumer spend periods.

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Spend patterns

Split data by industry sectors and subsectors to extract spend patterns.

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Expert insights

Receive weekly expert commentary on key stories and trends driving your industry.

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Geography & sector analysis

Export SpendingPulse™ insights across your preferred sectors and geographies for further analysis and decision-making.

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Retail sales will be broken down into the following sectors

Not all sectors will be available for all countries

Total Retail (excl. Auto)

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Apparel

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Electronics

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Grocery

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Home Furniture & Furnishings

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Home improvement

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Jewelry

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Lodging

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Restaurants

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SpendingPulse™ Consulting Services


Work with an experienced team of consultants to understand the macroeconomic factors influencing recent trends and forecasts and to support ad-hoc analyses.

  • Consulting services from domain experts to analyze pressing business questions using SpendingPulse™ insights.

  • Access to the Mastercard Economics Institute team to understand retail insights and key emerging trends.

  • Ongoing support to understand recent trends, forecasts and macroeconomic factors influencing retail sales performance.

Mastercard Advisors

Why we’re different

SpendingPulse™ provides a comprehensive view of retail sales, offering superior data accuracy, low data latency and rich data granularity

Sourced directly from anonymized aggregate sales activity in the Mastercard payments network and modeled to reflect total sales across all payment types.

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Timely insights with weekly data update; 5-7 day lag from weeks’ end; historical data insights available beginning in 2018.

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Geographic granularity and global reach with the ability to segment by country, state, metro area and county (varies by country).

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Measure daily nominal sales dollars, not indexed values.

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Sector-level forecast available for the next 18 months with broad coverage of key discretionary and non-discretionary sectors.

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View granular insights at the national, regional, state, market, county, and sector levels. Use detailed data insights to inform big decisions.

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Book a demo

Request a personalized demo to learn how Mastercard can enhance your business through our products and services.

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