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Open banking

Open banking is helping fuel a revolution in financial services.

Open banking (sometimes called open finance) can provide people with more convenient ways to view and manage their money and simpler ways to access credit or personalized deals and rewards. Open banking can also power different kinds of payment services, such as payments in video games or using business accounting apps.

The practice is already helping to widen access to financial services for millions of people and build on the broader introduction of real-time payments and other emerging payment technologies. Open banking is poised to transform financial services, with the potential to disrupt traditional financial services providers as more specialized and targeted services come online. 

At Mastercard, we're supporting the growth and maturation of open banking as a means to empower people and small businesses to manage their financial lives simply and more successfully. 

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