Perspectives

Stories from around the world of Mastercard

Discover how our people and technology are connecting everyone to Priceless possibilities.

COVID-19 RECOVERY
COVID Effect: APAC Consumers Quick to Embrace QR Codes for Payments

The COVID-19 pandemic has pushed e-commerce technology ahead by two years and driven a revolution in how people pay for things. According to the Mastercard New Payments Index, 94 percent of consumers in the Asia Pacific region say they’ll consider using at least one emerging payment technology in the next year.

Payments Trends
Business Insider Finance Transformers Roundtable

Mastercard's Ari Sarker joins executives from Airwallex, Klarna and PayPal to discuss the massive shift toward digital payments in 2020, and what's in store for 2021. Here’s what they had to say.

Open Banking
Open Banking: The Race To Protect Data Rights

Data decency and consumer trust are the bedrock of open banking. Head of Services for Asia Pacific Matthew Driver says decency, transparency and consumer consent are required for long-term success, and shares why open banking, if done right, will change the world.

coopetition
The Changing Nature of Coopetition

Collaborating with competitors – is it worth it? APAC CTO Gautam Aggarwal says technology is transforming how and why companies work together, and how competitors can make the most of it.

Data Strategy
Don’t shy away from building a competitive data strategy

3 steps to building a competitive data strategy.

Digital Commerce is Here to Stay

As digital payments become a mainstay in the next normal, SMEs can overcome the sustained impacts of COVID-19 and earn customer loyalty by embracing ecommerce and touch-free transactions – without compromising on cybersecurity.

Small Business
Mastercard taps on tech to boost SME funding access, e-commerce needs

The payments giant has been building new tech platforms that help increase access to credit for small businesses.

Innovation
Payments Prediction: Your Face is the Future

Imagine paying using only your face, voice or a wave of the hand. Soon biometrics and the integration of AI, technology tools, and social commerce will make passwords and pins things of the past. Ari Sarker and Sandeep Malhotra offer a peek into the future.

Payments Trends
RTPs: Supporting Nation Building Agendas

The shift from cash to a digital economy fuelled by real-time payments (RTPs) has accelerated. With financial inclusion via payments digitization at the core of most nation-building agendas, Asia now leads the world in RTPs. Asia Pacific Co-President Ari Sarker says the next challenge is connecting those infrastructures across borders.

Open Banking
With Open Banking, Nice Guys Will Finish First

Open banking can turn tedious processes into delightful transactions – as long as users share their data. As open banking takes off, businesses that ethically manage consumer data will see the greatest returns.

COVID-19 RECOVERY
We Need to Talk About Data Inequality

As COVID-19 wreaks havoc on businesses, those with the resources and know-how to use data and predictive analytics will have a supersized advantage over those that don’t.

COVID-19 RECOVERY
The Future of Payments is Contactless

Change is often a gradual process — not a big-bang event — as information, motivation and infrastructure take time to converge. But in the case of COVID-19, the need for social distancing has heightened demand for secure, quick transactions, creating ripe conditions for the rapid adoption of contactless payments which provide users with much-needed peace of mind.

COVID-19 RECOVERY
If You Want to Go Far, Go Together

While collaboration between big corporates and small fintechs isn’t always easy or organic, it’s important to focus on common goals—benefiting consumers and growing businesses. As millions emerge from COVID-19 more digitally-savvy and e-commerce-oriented, not investing in partnerships now could be costly in the long run.

Open Banking
Going digital: Transformation of Asia-Pacific financial landscape

Open Banking is accelerating the development of the digital financial economy. Learn how players need to adapt to the digital ecosystem to better serve the needs of consumers and SMEs.

Open Banking
Mastercard APAC's winning strategy in the digital age

As Asia’s banking scene makes way for more digital players, find out how we think they’ll change the game, why fintegration is the way forward and how we see the next five years playing out as digitization continues to revolutionize banking.

cybersecurity
Time to get in tune with consumers on data and cybersecurity

62% of consumers are concerned about fraud or identity theft, but only 43% of corporates are, according to a new survey conducted by Mastercard and Harvard Business Review. This perception gap is dangerous and potentially costly for companies

inclusive growth
Do SMEs Hold the Key to Real Inclusive Growth?

Globalization has carried us far but it will take more to uplift the billions that remain left behind. As technological change races on and governments grapple with innumerable challenges, it’s time for the private sector to step up.

women entrepreneurs
With Fewer Women Entrepreneurs, Economies Suffer

Though women make up close to half of Singapore’s workforce, they account for little more than a quarter of all business owners. This not only holds women back, but also has consequences for the macroeconomy and society which may miss out on ground breaking ideas.

Open Banking
The Future of Banking in Asia

In a region of diverse financial systems, which is also home to an astonishing share of the world's digitally native population, here's what our Asia Pacific head of Data & Services sees as the three unifying factors that will transform the face of banking in Asia.

women entrepreneurs
For Richer or Poorer: One Size Doesn’t Fit All When Designing a Better World for Women in Business

Discover the enabling factors that make the difference for women entrepreneurs in Asia. Knowing how inequalities can be expressed in various ways across the region is the first step in closing the gender gap.