Get 7 predictive scores for each merchant in real-time in the authorization messages.
Use the predictive scores to enhance your merchant fraud monitoring systems.
Make the most informed decisions on how to manage the risk from each merchant.
You’ll get the best value out of Merchant Risk Predict when you use the 7 predictive scores to inform your own merchant portfolio risk modelling and analytics.
Our state-of-the-art artificial intelligence models are trained on anonymized data from our global network, identifying and learning from patterns of fraud. See our Data Responsibility principles for how we protect privacy when we use data from our global network.
Refer to the Merchant Risk Predict product guide in our Technical Resource Center. If you have more questions, your account manager is the best person to ask or reach out at merchant.risk.predict@mastercard.com.
All dual-message transactions.
During a transaction, the 7 predictive scores for all dual-message transactions will appear in the 0110 authorization message, in Data Element 48, Sub Field 57.
If you want to check the scores outside of the authorization process, you can also query the Merchant Risk Predict application programming interface (API).
If you’re having trouble getting the scores, check the tech update on Mastercard Connect (AN6773) in the Technical Resource Center, which describes the technical development required.
