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Risk decisioning

Navigate evolving risks in the digital world

Our risk modeling and decisioning services analyze transactions in real time to mitigate fraud.

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Anticipate the threats of today — and tomorrow

Watch the video to learn more about how AI can help contextualize vulnerabilities and protect the payments ecosystem.

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20%

average improvement in fraud detection with Decision Intelligence Pro[1]

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Transaction Fraud Monitoring named Best Fraud Prevention Platform for 2025[2]

125ms

Decision Intelligence Pro's response time to generate a transaction score[1]

Our greatest return on investment…is to do holistic merchant risk monitoring, so we aren’t looking at singular transactions.

Jonathan Homer Global Head of Analytics and Modeling Worldpay

Explore our fraud and risk decisioning solutions

Our data, AI and API-based tech enable you with the intel to find, contextualize and prevent fast-moving threats.  

Mitigate transaction fraud

Detect fraud at pre-authorization and increase approvals with Transaction Fraud Monitoring.

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Make sharper, faster risk decisions

Decision Intelligence Pro’s next-gen AI scans over a trillion data points to score transactions.

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Minimize merchant risk

Identify high-risk merchants and protect the broader ecosystem using Merchant Monitoring.

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Establish fraud mitigation rules

Manage transactions and shut down fraudulent activity with our On-Behalf Rules Services.

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We are here to help your business thrive. Let our Risk Decisioning experts help find the right fraud mitigation solution  for you.

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[1] Mastercard, 2024

[2] Fintech Breakthrough, 2025

Risk Decisioning