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Open Finance Use Cases

Open banking solutions to solve your business challenges

Explore our open banking use cases to find out how open banking can transform financial experiences.

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A broad range of use cases to meet all your data access, data insights and payments needs.

Use cases

Whether you’ve got your own open banking licence or not, our product and capabilities portfolio and bespoke consulting services can support you to grow your business.

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Bill payments

Initiate fast and easy bill payments at the click of a button through a simple, secure API, offering more payment choice, flexibility and convenience for you and your customers.

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E-commerce

Offer your customers the option to pay by open banking for simpler, smarter, safer payments. Our API pre-populates the payment information and the transaction is authenticated through the bank.

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Customer onboarding

Enable instant verification of bank account ownership to drive frictionless digital onboarding and mitigate fraud risks.

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Consumer lending

Open banking data solutions giving you access to the real-time insights needed to make informed, fair lending decisions – allowing you to accept more loan applications.

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Top-up payments

Open banking transforms payment experiences, enabling instant funding into the chosen account so your customers can access your service faster than ever.

Book a demo

Consult our team to learn how Mastercard can enhance your business through our products and services.

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