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Mastercard Lighthouse FINITIV 2026 Spring Program welcomes 15 forward-looking Nordic and Baltic fintech and fintech-enabler companies

mastercard partner logos

Mastercard Lighthouse FINITIV is a partnership program for startups and early scaleups dedicated to discovering the next fintech or fintech-enabler unicorn. Our mission is to strengthen the financial services ecosystem by combining the energy and innovation of startups and scaleups with the stability and global reach of partner banks (Swedbank, SEB, OP, DNB, Danske Bank, Resurs, SpareBank 1 Østlandet and Nets/Nexi Group), investors, corporate partners and Mastercard.

The program has launched its 16th round with 15 participants focusing on Denmark, Norway and the Baltics, in diverse topics such as cybersecurity, embedded insurance, payment acceptance, and AI-based solutions.

Meet the Mastercard Lighthouse FINITIV Spring Class of 2026:

Denmark

Alvenir

Building the AI-agent orchestration platform to enable human-centric financial services in a digital world.

alvenir

AQRISK

Setting new standards in how banks can optimize their core banking business and significantly increase profitability.

aqrisk

Avido AI

Helps financial services teams move AI from pilots to production through policy-aligned proof.

avido

Dreamplan

Helps people take control of their financial future through intuitive, self-service financial guidance.

dream plan

Skjoldet

Delivers an evidence-backed, pre-transaction fraud merchant signals list aggregated from local user exposure.

skjoldet

Norway

Gain Technology

Helps banks offer merchant-funded cashback without building merchant relationships or rewards infrastructure.

gain

Glede

Lets companies send digital gift cards that employees can use anywhere Mastercard is accepted via mobile wallets.

glede

Preventum Labs

Helps the insurance industry, SME companies and financial institutions detect and prevent fraud before it happens.

Preventum Labs

Tabify

Enables effortless dine-in payments for restaurants—scan, split, and pay in seconds.

tabify

Tillit

Provides insurance for second-hand goods on marketplaces, making it easier and safer for individuals to shop.

tillit

Baltics

Bakksy

Helps to unlock millions of euros in revenue from existing clients and attracting fresh customers for banks.

bakksy

Cyber Tested

Provides AI pen-testing and darkweb monitoring that helps financial institutions stay ahead of threats and maintain PCI DSS, etc.

cybertested

Enty

A single Control Panel for all boring back-office operations.

enty

Soverio

A SaaS solution to connect existing IT systems to the EU Digital Identity Wallet ecosystem.

soverio

Tapaya

Transforming any mobile application into a multi-method in-store payment terminal.

tapaya

“We in Nexi are impressed with the MasterCard Lighthouse FINITIV 2026 Spring Program bringing innovation and real business opportunities forward in fintech. We look forward to supporting the people behind the ideas and use our capabilities to inspire them further, as well as considering how this will improve our products and services for the future, so we can continue to simplify payments for people”

Randi Mårdalen

Head of Marketing at Nexi Group

“Once again, the Lighthouse FINITIV 2026 Spring program has put the spotlight on the startups that otherwise we may have overlooked. We are excited to meet the selected participants in the workshops and find those few startups that could bring mutual value and boost innovation.”

Marius Ribokas

Baltic Innovation Lead, Strategic Partnerships and Investments at SEB Baltics

“It is with great pleasure that we announce the participating startups and scaleups in the Mastercard Lighthouse FINITIV Spring 2026 cohort. This year’s selected fintech’s and fintech enablers from Denmark, Norway, and the Baltics clearly demonstrate the innovation power and creativity that define the Nordic and Baltic markets. Together with our partners, we are truly excited to begin working with some of the region’s most promising companies this spring. Our focus is on facilitating meaningful partnerships and supporting these teams as they strive to achieve their missions and realize their visions. This is what Mastercard Lighthouse is all about.”

Mats Taraldsson

Head of Fintech and Impact Tech Engagement at Mastercard Northern Europe

 

Media Contact:  
Karin Strand, Communications Director Nordics & Baltics 
karin.strand@mastercard.com

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