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FINTECH

MASTERCARD FOR FINTECHS PROGRAM

Mastercard For Fintechs program

Mastercard’s international program designed to support fintechs on their growth journeys, equipping them with first-class tools and expertise, to drive ongoing growth and propel them to their next level through:

A series of fintech events across Europe: Bringing together the entire fintech ecosystem, including top-tier international fintechs and key industry partners, such as main venture capital funds, incubators, and accelerators.

A top fintech European competition: Aimed at identifying the most disruptive fintechs across Europe, with game-changing potential to shape the future of payments.

Free and exclusive access to Mastercard's dedicated fintech learning platform: Free access to unique Mastercard learning content and reports to deepen knowledge about the world of payments.

Mastercard For Fintechs is a catalyst for creating a future-forward ecosystem, elevating the most promising fintechs to the next level and fast-tracking their growth, and opening possibilities in various domains, including:

Funding: Secure funding by engaging with the leading Venture Capital community across Europe.

Visibility: Boost exposure in the industry by entering the competition and joining the events.

Education: Gain full and free access to exclusive Mastercard learning tools and resources.

International outreach: Access to international partners to unlock new opportunities.

Mastercard network & solutions: Leverage Mastercard’s global network and capabilities to grow your business.

Long-term alliance: Forge a long-lasting powerful partnership with Mastercard to drive your startup forward.

Participating companies can join the program at no cost, and there are no fees or equity stake requirements associated with their involvement in the activities.

Yes, non-English-speaking fintechs are welcome to apply. However, applications to the program will be in English, and understanding English will be required. Moreover, Mastercard’s learning content accessible to the program participants is mainly in English.

Yes, all fintechs are eligible to apply to the program as long as they are present in at least one of the following countries: France, Italy, The Netherlands, Belgium, Luxembourg, Spain, or Portugal.

Click here to apply.

Yes, other players within the fintech ecosystem, such as Accelerators, Incubators, Ecosystem players (e.g. fintech associations), Investors, Venture Capital Firms (VC), Financial Institutions, and Media Partners are welcome to be part of the program as a partner, jury of the competition, or speaker at the events.

If you want to be part of the program, please contact mastercardforfintechs@mastercard.com

Program partners will benefit from:

Business opportunities: Get access to high-potential early-stage fintechs in Europe by joining the program and its different events.

Connections: Expand your network with other key partners and most relevant fintechs in the market by joining Mastercard fintech community.

International visibility: Enhance your visibility and extend your reach by joining this international program.

The Mastercard For Fintechs program offers some exclusive benefits compared to similar programs available in the market:

A program backed by Mastercard, one of the world’s most recognizable brands today.

Access to Mastercard’s tools and resources on a global scale, benefiting from support across the entire Mastercard ecosystem.

An international engagement atmosphere between fintechs and partners from different verticals, unlocking robust networking opportunities.

The Mastercard For Fintechs program targets early scaled-up fintechs with ambition to accelerate their paths while, simultaneously, leveraging the power of networking and generating connections, differing from other Mastercard programs, such as:

Fintech Express: This program helps fintechs issuing cards and credentials through a fast approach, accelerating program launches and process complexity.

Start Path: This program is designed for startups in a further development stage, looking for a global scale and to establish partnerships with Mastercard.

Engage: This program focuses on the partnerships that can result from the connections between businesses and qualified technology partners certified by Mastercard.

Do you have a question or want to get in touch with the Mastercard For Fintechs program team?

Our team is always available to answer your questions at: mastercardforfintechs@mastercard.com.

Don’t hesitate to get in touch – we’re looking forward to hearing from you!

They are available here.

Mastercard For Fintechs competition

Fintechs can apply to the program only, or to both the program and the competition. All fintechs can take part in the program as long as they are present in at least one of the following countries: France, Italy, The Netherlands, Belgium, Luxembourg, Spain, or Portugal. However, fintechs applying to the competition will have to meet certain requirements as stated in the following question.

The program offers exclusive free access to Mastercard’s high-level training platforms​ and access to a series of fintech events across Europe. Alongside the program, the European competition offers fintechs an opportunity to enhance their visibility within the fintech ecosystem and potentially win a monetary prize.

The Mastercard For Fintechs competition is dedicated to fintechs that already have a live solution and activities in at least one of the following countries: France, Spain, Luxembourg, Portugal, The Netherlands, Belgium, and Italy.

We are looking for fintechs that have already raised funds, preferably pre-seed, seed, Series A or Series B.

We are targeting fintechs operating at least in one of the following verticals:

Payments (e.g., Processors, Acquirers, Payment Service Providers (PSP), Innovative acceptance solutions, Mobility-as-a-Service (MaaS), Digital platforms, Retailtech).

Web3 & Blockchain (e.g., Web3 solutions, Blockchain solutions, Cryptocurrency solutions).

New Payment Flows (e.g., B2B payments, international transfers / remittances, Open Banking).

Banking & SMEs (e.g., Neobanking, Lending, Wealth Management, Personal Finance Management (PFM), SME solutions).

Embedded Finance (e.g., Bank-as-a-Service (BaaS), Buy Now Pay Later (BNPL)).

Fintech For Good (e.g., Financial inclusion, Sustainable Commerce / Finance, Carbon footprint).

There will be 4 local competitions/events: Paris (French market), Madrid (Spanish and Portuguese markets), Amsterdam (Belgian, Luxembourg and Dutch markets), and Milan (Italian market).

8 fintechs will compete in each local event, from which 2 local winners will be selected.

The 8 local winners will compete in the final event which will take place in Paris.

The jury of the competitions will be composed of Mastercard representatives and external partners.

Fintechs will be assessed based on the following criteria:

  • Team Expertise
  • Financial Health
  • Innovation/ Disruption
  • Strategic Fit with Mastercard
  • Scalability Potential
  • Economic Viability

Fintechs will be required to pitch their projects for 7 minutes in front of a jury comprising of Mastercard members and partners such as VCs and incubators, followed by a Q&A session.

The Mastercard For Fintechs program team understands that some applicants may intend to commercialize solutions, and that some reporting requirements may involve sharing commercially sensitive information. We can assure you that only individuals actively involved in evaluating applications will have access to confidential information.

The competition winner will receive a priceless prize:

50,000€ marketing support, including access to Mastercard sponsorship assets.

Fast-track to Mastercard Start Path program*.

Mentoring support from experts and founders in the ecosystem.

The winner of Mastercard For Fintechs program 2024 will be onboarded into the Start Path final selection day, if meeting the qualification criteria.

No, we are unable to provide travel and expenses options for participants. Recommendation can be found on the usual online tools.

Click here to apply.