Vivian Zhou

Vivian Zhou is the Executive Vice President & Corporate Treasurer at Mastercard.  She is a seasoned business leader with over 20 years of financial services experience.  In this role, she leads a global organization that is responsible for all treasury activities, credit risk management and enterprise risk management.     

Prior to joining Mastercard in August 2022, Vivian held various senior leadership positions at American Express including Head of Balance Sheet Strategy and Planning overseeing core treasury functions for all banking entities of the company, and Head of CCAR Enterprise Management leading the company’s comprehensive capital analysis and stress testing program.  Her most recent role was the Head of Investor Relations. 

Earlier in her career, Vivian worked at KPMG in its Assurance Practice and Transaction Advisory Services Group.  She is a member of the American Institute of Certified Public Accountants.  Vivian holds a Master of Business Administration from the Wharton School at the University of Pennsylvania and a Bachelor of Science degree from Binghamton University.