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Merchant Cloud

Explore our Merchant Cloud Partnership Network

Discover new partnership opportunities to collaborate, innovate, and expand your reach

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Connecting you to global partners

Merchant Cloud connects you to key stakeholders across the commerce journey, empowering you to innovate and grow your customer portfolio.

Building the future of payments with world-leading partners

Access innovation and experience from selected global payments partners.

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Zuora logo

Woo is the company behind WooCommerce, the open-source ecommerce platform powering more than 4 million online stores. Built on WordPress, WooCommerce offers unlimited extensibility and flexibility for store owners and builders. Woo is a fully distributed company with employees all over the world, dedicated to empowering success for merchants, developers, and anyone else making a living through ecommerce.
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Zuora provides a leading monetization platform to build, run and grow a modern business through a dynamic mix of usage-based models, subscription bundles and everything in between. From pricing and packaging, to billing, payments and revenue recognition, Zuora’s flexible, modular software solutions are designed to help companies evolve and scale monetization with demand.
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Amadeus logo
Aurionpro logo
FreedomPay logo
Hitachi logo
Kentkart logo
Littlepay logo
Outpayce logo
Sfey logo
tikpay logo
Zuora logo

Amadeus makes the experience of travel better for everyone, everywhere by inspiring innovation, partnerships and responsibility to people, places and planet.


Our technology powers the travel and tourism industry. Inspiring more open ways of working. More connected ways of thinking, centered around the traveler. Our open platform connects the global travel and hospitality ecosystem. From startups to big industry players and governments too. Together, transforming how travel works.


We are working to make travel a force for social and environmental good. A collective responsibility to protect and improve the people and places we visit, ensuring travel continues to make positive contribution to our world.


We apply innovation to meet new needs, to solve real challenges. Our truly diverse global workforce, made up of 150 nationalities, is passionate about travel and technology.


We are an IBEX 35 company, listed on the Spanish Stock Exchange under AMS.MC. We have also been recognized by the Dow Jones Sustainability Index for the last 13 years.


Amadeus. It’s how travel works better.
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Aurionpro Transit deliver end-to-end AFC, ABT and transit payment solutions with in-house hardware, software, and central systems powering smart, secure and interoperable urban mobility platforms.
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FreedomPay is the global leader in Next Level Commerce™—transforming the way businesses power payments and experiences across the world. More than a payment solution, FreedomPay is a world-class independent payment gateway engineered to simplify complexity, break down the barriers of legacy systems, and revolutionize every point of interaction—whether in-store, online, or mobile. Chosen by the leading brands across retail, hospitality, sports and entertainment, food service, healthcare and higher education, FreedomPay delivers technology strength, integration breadth, and deep expertise in global payments innovation.
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Hitachi Rail is committed to driving the sustainable mobility transition with ticketing and payment solutions scalable at city, region and nationwide level.
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Kentkart is a global ITS leader providing smart mobility solutions – automated fare collection, fleet management, and real-time systems-to improve efficiency, safety and user experience worldwide.
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Littlepay is a global payments technology provider specialising in open-loop transit payments. The company enables transport authorities and operators to accept contactless bank cards and digital wallets for public transport journeys, delivering seamless passenger experiences while meeting the operational and security requirements of high-volume transit environments.
Littlepay’s platform is purpose-built for transit, supporting complex fare structures, account-based ticketing models, and delayed authorisation workflows. The company works with transit agencies, system integrators, acquirers, and payment networks to deploy scalable, interoperable fare collection solutions across bus, metro, tram, rail, and multimodal networks.

Littlepay operates Globally, processing millions of transit transactions daily on some of the world’s most demanding transport systems.
Mission:
Moving more people through better payment experiences.

Core Offerings:
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Open-Loop Transit Payment Processing

EMV-based acceptance of contactless cards and mobile wallets for pay-as-you-go transit journeys.

Fare Calculation & Capping

Support for complex fare rules, including multi-journey capping and best-fare calculation.

Account-Based Ticketing Enablement

Centralised, account-based fare logic that allows operators to evolve pricing without changes to field hardware.

Payments Orchestration & Acquirer Integration

Flexible integration with acquirers, processors, and schemes to support local market requirements and resilience.

Risk & Revenue Management

Transit-specific controls for delayed authorisation, fraud mitigation, and revenue protection.

Partner-Friendly Architecture

API-driven platform designed to integrate with validators, back-office systems, and mobility partners.

Outpayce from Amadeus delivers smooth end-to-end travel experiences making travel payments simple. Outpayce’s open platform that connects FinTech and banking service providers to the entire travel ecosystem allows customers and travelers to easily benefit from new advances in payments.

Outpayce Xchange Payment Platform (XPP) solves challenges in areas like authentication, acceptance and foreign exchange (FX) for travel merchants and gives access to partners that resolve areas like chargebacks and fraud management to offer a smoother overall experience for the traveler.

In the B2B payments space, Outpayce orchestrates payments with a range of virtual cards, currencies and payment methods to optimize cost, acceptance and agility wherever a travel seller needs to pay a supplier. 

The future is travel simply paid. 
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Sfey makes digital payments simple across public transport, EV charging, micromobility, and ecommerce. Sfey’s platform helps people move and pay easily through a secure and reliable payment infrastructure built for modern mobility.

Tap, Ride and Done.
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tikpay is the next generation ticketing and payment solution for transport operators and agencies – making transport seamless.
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Zuora provides a leading monetization platform to build, run and grow a modern business through a dynamic mix of usage-based models, subscription bundles and everything in between. From pricing and packaging, to billing, payments and revenue recognition, Zuora’s flexible, modular software solutions are designed to help companies evolve and scale monetization with demand.
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FreedomPay logo
FreedomPay logo
Optty logo
PayPal logo
PPRO logo

FreedomPay is the global leader in Next Level Commerce™—transforming the way businesses power payments and experiences across the world. More than a payment solution, FreedomPay is a world-class independent payment gateway engineered to simplify complexity, break down the barriers of legacy systems, and revolutionize every point of interaction—whether in-store, online, or mobile. Chosen by the leading brands across retail, hospitality, sports and entertainment, food service, healthcare and higher education, FreedomPay delivers technology strength, integration breadth, and deep expertise in global payments innovation.
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The ISG and Merchant Cloud partnership brings together complementary acquiring and payment processing capabilities to deliver a unified, cloud-enabled solution for acquirers. Through a seamless integration with Mastercard gateway front-end routing services and ISG clearing, settlement, reconciliation, and reporting capabilities, the partnership provides a streamlined operating model supported jointly by both organizations. Acquirers benefit from coordinated onboarding, support, and service-level commitments, helping reduce complexity while accelerating time to value.

Key advantages include:

  • Cloud-enabled acquiring infrastructure with integrated routing, clearing, settlement, reconciliation, and reporting capabilities.
  • A simplified operating model featuring joint onboarding, customer support, and SLA management from both Mastercard gateway and ISG.
  • Advanced operational capabilities including real-time fraud and settlement risk management, real-time settlement, multi-acquirer merchant reconciliation, dispute management, and scheme compliance support.
  • A scalable and audit-ready platform designed to improve operational efficiency while supporting regulatory and compliance requirements.
  • A global solution with regional flexibility, enabling acquirers, processors, PayFacs, and fintechs to expand into new markets through ongoing innovation and partnership-driven growth.
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World-leading provider of 150+ payment methods to merchant acquirers and processors around the world through a single, modern integration. Fully integrated into Mastercard Gateway for rapid deployment to provide payment choice, revenue growth and market relevance through Optty’s global breadth and local depth.
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PayPal has remained at the forefront of the digital payment revolution for more than 20 years. By leveraging technology to make financial services and commerce more convenient, affordable, and secure, the PayPal platform is empowering more than 400 million consumers and merchants in over 200 markets to join and thrive in the global economy.
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PPRO offers a leading local payments platform that helps payment service providers (PSPs) and merchants grow their businesses by letting their customers pay local. With a single connection, PPRO activates, accepts, and manages local payments, giving businesses access to consumers in some of the world’s largest ecommerce markets.

Trusted for its expertise, technology, and support by world-leading brands such as Citi, PayPal, and Stripe, PPRO allows businesses to build once and connect to a global network of local payment options. PPRO helps businesses navigate the complexities of international ecommerce, enhance their customer experience, and streamline access to local payments.
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Accertify logo
Etraveli logo

Trusted by many of the largest companies globally, Accertify is a leading digital platform assessing risk across the entire customer journey, from account monitoring and payment risk to refund fraud and dispute management.  Accertify built a comprehensive platform with integrated solutions across the entire customer journey that enables organizations to see the complete picture and proceed with confidence. Accertify eliminates the need to juggle multiple vendors and decipher fragmented risk scores that result in unwelcome friction for customers.
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PRECISION is a fully managed fraud prevention solution designed specifically for travel by one of the world’s leading travel tech groups, Etraveli Group. Built on over 20 years of industry experience and processing billions in travel transactions, it delivers exceptionally accurate fraud decisioning rooted in deep travel expertise. PRECISION addresses the commercial impact of fraud by balancing fraud controls with conversion, revenue protection, and customer experience
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Zuora logo

Step into the future of ecommerce with Fexco, who have pioneered Dynamic Currency Conversion (DCC) since 1981. With operations in over 50 countries, Fexco’s DCC empowers your business to deliver frictionless, transparent checkout experiences for international customers – whether they’re shopping online or in-store. 
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Onlayer is an AI-powered merchant risk intelligence platform that helps acquiring banks, PSPs, and payment facilitators automate the full merchant lifecycle — from onboarding due diligence to continuous monitoring. Covering both e-commerce and physical POS merchants across 150+ country-specific regulatory and card scheme frameworks, Onlayer scans 200+ risk signals to detect fraud, compliance violations, and hidden merchant risk at global and local levels. With 20M+ merchants scanned, 200+ clients worldwide, and certifications as a Mastercard Technology Provider, Onlayer is the trusted compliance and fraud prevention partner for acquirers globally.

Onlayer’s scope with Mastercard covers the following product areas:

  • Merchant onboarding — for any type of merchant.

  • Merchant monitoring — e-commerce and physical POS continuous monitoring, e-skimming and malware detection, and geolocation monitoring for physical terminals.

  • Onboarding decision engine and physical POS ruleset engine — automated risk decisioning.

  • Platform and support — SaaS platform access, integration support, and customizable department management.

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Zuora provides a leading monetization platform to build, run and grow a modern business through a dynamic mix of usage-based models, subscription bundles and everything in between. From pricing and packaging, to billing, payments and revenue recognition, Zuora’s flexible, modular software solutions are designed to help companies evolve and scale monetization with demand.
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Driving what’s next

Discover the newest Start Path cohort partners and how they’re shaping frictionless, omnichannel payments through the Merchant Cloud ecosystem.

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Expand your business through Mastercard Merchant Cloud

Join our trusted ecosystem delivering integrated solutions that help merchants connect, scale and compete across markets.

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The descriptions provided here come directly from each partner, and Mastercard makes no representations regarding their accuracy or suitability. The partners listed in this document each work with Mastercard in different ways, but introduction inclusion doesn’t imply any legal partnership or agency relationship. If you’d like to understand the nature of any specific relationship and how services are provided in connection with Merchant Cloud, please contact us.