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Business Payment Controls

Next-level business spend management

Offer small and medium businesses advanced spend management and controls on physical and virtual cards

#1

Mastercard is ranked #1 in the virtual cards market, surpassing 16 companies1

>50%

of commercial virtual cards used worldwide are supported by our network2

150m+

merchant locations accept Mastercard globally3

Spotlight

Confidence in every transaction

Watch how you can extend credit confidently and shift SME spend to card solutions

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Control. Visibility. Growth.

Empower small and medium business growth while boosting card usage.

Cut the risk

Flexible rules keep spending in check and cut down on fraud — building trust with every transaction.

See every dollar

Detailed transaction data helps businesses track expenses while giving you richer portfolio insights.

Expand the comfort zone

SMEs gain the confidence to use cards in new ways — helping you unlock more volume across categories.

What makes us different

Trusted innovation at scale

Advanced controls and network-level security give SMEs confidence — while protecting your portfolio.

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Grow with Mastercard’s reach

Our global network and ecosystem of solutions help you scale programs and meet evolving business needs.

plane flying in sunset

Featured resources

Ready to simplify spend with smarter controls and virtual cards?

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Mastercard

[1] Juniper Research, Global Virtual Card Market 2025–2029 – Competitor Leaderboard, March 2025.

[2] Mastercard analysis.

[3] Mastercard Annual Report, Form 10-K, 2024.

Business Payment Controls