Mastercard cardholders can now use Apple Pay in Malaysia

August 12, 2022 | Kuala Lumpur

Mastercard cardholders from Ambank, Maybank and Standard Chartered bank can now make payments using Apple Pay, making it a safe, simple and secure way for them to pay for goods and services conveniently with Apple devices. Malaysia is the second country in Southeast Asia to support Apple Pay.
To set up on Apple devices, cardholders simply need to open the Wallet app, tap +, and follow the steps to add Mastercard credit or debit cards from participating banks. Once they have added their card to iPhone, Apple Watch, iPad, and Mac, they can start using Apple Pay on that device right away. Cardholders will also continue to enjoy all the rewards and benefits offered by participating banks.
Apple Pay integrates Mastercard Digital Enablement Service (MDES) technology which employs EMV standards, security technology used worldwide for payment cards, and tokenization, making it safe for connected devices to be used for everyday shopping and payments.
To protect cardholders’ personal information, every Apple Pay purchase is authenticated with Face ID, Touch ID or device passcode as well as a one-time unique dynamic security code. Card numbers are not stored on the device nor on Apple servers; instead, a unique Device Account Number is assigned, encrypted and securely stored in the Secure Element, an industry-standard, certified chip designed to store the payment information safely on the device.
Consumers simply hold their iPhone or Apple Watch near a payment terminal in stores that accept contactless payments. By doing this, they can make payments quickly and securely without a PIN at grocery stores, pharmacies, restaurants, coffee shops, retail stores and many more places. Cardholders can also use Apple Pay on their iPad and Mac to make faster and more convenient purchases in apps or on the web in Safari without having to create accounts or repeatedly typing in shipping and billing information.
“Mastercard cardholders on Apple Pay can enjoy seamless and secure payment options that meet their digital-first lifestyle, as well as help accelerate the adoption of digital payments in the country. With Apple Pay in Malaysia, Mastercard is enabling consumers to make payments when, where and how they want with a greater peace of mind,” said Beena Pothen, Country Manager, Malaysia and Brunei, Mastercard.

For more information on Apple Pay, visit:

Media Contacts

Shazleen Shaik, Mastercard
Sarah Zulkifli, Weber Shandwick
Amira Amrang, Weber Shandwick

About Mastercard (NYSE: MA)

Mastercard is a global technology company in the payments industry. Our mission is to connect and power an inclusive, digital economy that benefits everyone, everywhere by making transactions safe, simple, smart and accessible. Using secure data and networks, partnerships and passion, our innovations and solutions help individuals, financial institutions, governments and businesses realize their greatest potential. With connections across more than 210 countries and territories, we are building a sustainable world that unlocks priceless possibilities for all.