Mastercard showcases breakthrough payment solutions at Innovation Forum 2025 to power Latin America’s digital economy

• Digitization, artificial intelligence and agentic commerce, cybersecurity, and stablecoins headline Mastercard’s annual Forum as new solutions for SMEs and digital commerce are unveiled.
• Themed “Synergy,” the 14th edition of the event inspires a call for collective action toward the future, gathering more than 1,200 key industry players.
• Beyond payments, Mastercard announces updates in agentic payments and the expansion of a Mission Control and Operations center to enhance network resilience in the region.

At its 14th annual Innovation Forum, Mastercard unveiled a new wave of payment innovations, highlighting how technology, trust, and inclusion are shaping commerce across Latin America and the Caribbean. The region’s premier payments conference gathered industry leaders to explore AI-driven solutions, cybersecurity, and strategic partnerships—reinforcing Mastercard’s role in building a resilient, connected digital economy.

As digital transformation accelerates, Mastercard is shaping the infrastructure for future transactions. Latin America’s progress is clear: 70% of people now have a financial account, according to Global Findex 2025 and fintechs have grown 340% to over 3,000 across 26 countries, highlighted in “The New Era of Financial Inclusion in Latin America”, 2025 whitepaper. Yet challenges persist—cyberattacks are rising 25% annually, and 83% of consumers rank security as their top payment concern when choosing a payment method[1].

Transforming payments with new products and solutions for SMEs

At the event, Mastercard unveiled the revamped Mastercard SME credit card, with built-in cybersecurity solutions in the region, offering features such as My Cyber Risk and Identity Theft Protection to help entrepreneurs safeguard their businesses while scaling digitally. The SME suite adds benefits in digitalization, support, and protection—strengthening Mastercard’s commitment to the growth and resilience of small and medium-sized enterprises across the region.

To date, Mastercard has surpassed its global commitment to digitize 50 million small businesses within the five year period culminating in 2025 —reaching 65 million SMEs worldwide, including millions across LAC, the latest figure reflected in Mastercard’s 2024 Impact Report.

The future of payments is agentic

Furthering its vision of intelligent commerce, Mastercard is introducing Mastercard Agent Pay to Latin America—an AI-powered solution that brings agentic intelligence to payments.

Mastercard Agent Pay is a groundbreaking program designed to enable secure, transparent, and scalable AI-driven transactions across the payments ecosystem. Enabling partners including Bemobi, Checkout.com, Davivienda, Evertec, Getnet, Inti, MagaluPay,and Yuno will be some of the first to deliver agentic transactions, leveraging Mastercard’s Agent Pay Acceptance Framework to enable trusted AI-powered commerce experiences to millions of consumers and merchants in the region. In addition, issuers across the region will also be enabled for Mastercard Agent Pay-powered transactions by February next year.

Each transaction integrates four control layers—user consent, tokenized authentication, merchant traceability, and richer issuer data—delivering transparency and trust. With Click to Pay simplifying checkouts, tokenization securing credentials, and passkeys replacing passwords with biometrics, consumers across LAC can enjoy faster, safer, and more seamless digital experiences. This is where intelligence and security converge—powering trusted, frictionless commerce.

For over a decade, Mastercard has used AI for fraud prevention – analyzing patterns, predicting threats, and enhancing trust across digital ecosystems - securing more than 159 million transactions in 2024 alone.

Trust meets tokenization: Mastercard’s blueprint for intelligent, global commerce

Mastercard is shaping secure, intelligent payments while advancing digital assets. By strengthening its role in stablecoins, the company is bridging traditional and digital finance to enable faster, safer cross-border transactions.

Building on this foundation, Mastercard’s Multi-Token Network (MTN) and Mastercard Move extend blockchain’s real-world utility — powering programmable B2B transactions, digital asset settlements, and secure cross-border payments in collaboration with fintechs, crypto platforms, and financial institutions. These capabilities reflect a broader shift toward intelligent, tokenized commerce that demands resilient infrastructure to support it.

To reinforce that infrastructure and bring it closer to customers across the region, Mastercard also announced the expansion of its Mission Control & Operations (MC&O) center for LAC, located in Mexico City. The new MC&O strengthens the backbone of the network with advanced payment capabilities, 24/7 native-language support, and real-time monitoring. By joining Mastercard’s global network of MC&O facilities—which collectively oversee nearly 160 billion transactions annually across more than 200 countries and territories in 2024—the center strengthens the security, efficiency, and resilience needed to support the rapid growth of digital and cross-border payments across LAC.

This focus on security and trust becomes even more relevant as consumer appetite for digital assets continues to grow. According to Mastercard’s Consumer Collective Insights, Economic Sentiment Study, 54% of Colombians, 52% of Mexicans, and 49% of Brazilians express interest in using cryptocurrencies or stablecoins for purchases—a signal that the region is ready for a more intelligent, transparent, and modern digital ecosystem.

 “From artificial intelligence to digital assets, we are shaping a new era of trusted, intelligent commerce,” Scerch added. “The solutions we unveiled at the Innovation Forum 2025 reflect Mastercard’s commitment to build a connected ecosystem—where innovation and inclusion move together to accelerate sustainable growth across the region.