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Ethoca Consumer Clarity Smart Subscriptions

Create a more engaging and streamlined subscription management experience for your customers directly in their digital banking channels that helps improve experience, reduce operational complexities, and increase loyalty. 

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Powering the global subscription economy

Our Smart Subscriptions tool is embedded in digital banking channels and connects issuers, merchants and consumers to enhance the customer experience, reduce operational costs, drive engagement, and increase retention and lifetime value.

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Our results

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95% identification accuracy

Our solution has high accuracy in identifying subscription payments

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10% spend increase

Issuers see an average of 10% increase in spend when using subscription controls

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4.8/5 customer satisfaction score

Customers highly rate subscription management features in their bank app

See how Smart Subscriptions works

Our Smart Subscriptions solution makes it easier for consumers to view and manage all their subscriptions in one place via direct connections between issuers and merchants.

Check out the demo
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How we help issuers

We help issuers create a more engaging subscription management experience directly in digital banking channels. 

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How we help merchants

Smart Subscriptions unlocks new opportunities for merchants to reduce chargebacks, grow retention and minimize unnecessary payment stops. 

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Benefits for issuers

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Drive recurring spend

Create an experience that makes it easier for consumers to manage and continue their subscription spend.

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Improve engagement

Offer a subscription management experience that keeps customers engaged.

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Reduce chargebacks

Reduce chargebacks related to subscriptions and reduce their operational expense.

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Reduce declines

Reduce the numbers of payment stops and subsequent declined transactions.

Benefits for merchants

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Reduce chargebacks

Lower the numbers of chargebacks related to subscription payments, and their associated costs.

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Increase retention

Provide retention offers that makes it easier to retain customers.

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Grow revenue

Create a subscription management experience that makes it easier to retain and reacquire customers.

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Prevent payment stops

Provide customers alternatives to payment stops and improve engagement.

Subscription Economy: Evolution Not Revolution

Our latest report gathers data from over 2,000 consumers and 100 subscription business executives and uncovers acquisition and retention strategies, AI use cases, diversification and more. The report includes analysis from FT Strategies and Savanta and insights from thought leaders in media, subscriptions and financial services.

Download the report

Mastercard acquires Minna Technologies

This acquisition helps us build better subscription tools that provide simplicity, enable clarity, and grow relationships.

Read more
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Want to learn more about how Smart Subscriptions can unlock more potential for your business?

Contact us
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Ethoca Consumer Clarity Smart Subscriptions is powered by Minna Technologies AB (registration number 556967-5449), which is an Account Information Service Provider (AISP) registered with the Swedish Financial Supervisory Authority (SFSA), providing PSD2-compliant financial data access with top-tier security and regulatory oversight. For more information on the registration, please visit here. For more information on the European Commission consumer rights, visit here.