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Future-ready payments

Innovation built on trust

UK payments are being transformed to deliver a world‑leading ecosystem that expands choice and innovation, and strengthens resilience and trust.

 

 

 

 

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What does this mean for the UK?

For the UK payments community, this transformation means innovating responsibly, reliably and at pace, delivering against the outcomes of the National Payments Vision, in ways that work for people today and generations to come.

 

Drawing on over five decades at the heart of UK payments, Vocalink together with Mastercard bring deep expertise in payments security and reliability, coupled with next-generation technology to support a resilient, future‑ready ecosystem.

Big questions deserve answers

How can change be delivered at pace​?

A clear roadmap delivering near-term value while securing long-term NPV outcomes.

How can it work for all users?

A seamless experience for every participant, from businesses to consumers.

How can it evolve to be world-leading​?

An adaptive framework keeping the UK at the forefront of financial innovation.

Discover

Latest research and insights

Research and insights addressing the questions the industry is facing - helping navigate the choices ahead.

 

 

Learn

Perspectives and explainers

Resilience

OMFIF Future-proofing real-time payments

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Trust

Uniting against A2A fraud

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Interoperability

What's next for Real-Time Payments

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Growth

Unlocking the full potential of A2A payments for UK fintechs

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Interoperability

Key themes shaping the next frontier in A2A payments

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End User Needs

Real-time payments use case: Unlocking payments on delivery

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Trust

Collaboration is the secret weapon against fraud in A2A payments

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Growth

The Next Evolution of A2A Payments: Powering the UK’s Financial Future

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Growth

UK National Payments Vision: Igniting innovation and delivering £9bn economic growth

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Account-to-account payments

Mastercard has been at the forefront of real-time payments innovation, enabling instant, data-rich real-time payments that drives faster decisions within a secure and resilient ecosystem.

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