Open Finance Solutions

All of the account and transaction data you need.

Give consumers easier access to their bank statements, all in one place.

Clear, complete data insights banks and consumers can trust 

A real-time snapshot to easily determine account balance before funding, payment or account setup. Proceed with confidence by knowing whether the amount you’re looking for is available and accurate.

Crystal-clear views of the financial past.

Learn how to improve your credit score with the UltraFICO Score. This new model lets you use your own bank account data to get credit for responsible habits.

Instantly authenticate and verify account details, including routing & account numbers, to help mitigate fraud, maximize confidence in payment transactions and transform the user experience.

Easily and accurately verify employment.

Instantly authenticate and verify account details, including routing & account numbers, to help mitigate fraud, maximize confidence in payment transactions and transform the user experience.

Permissioned data and network intelligence enable highly personalized experiences so every customer feels like a priority. Currently available in the US.

Financial inclusion just got easier.

Lending just got easier. 

Leverage Mastercard’s open banking services and lend with confidence. Simple, quick, accurate—and smart. Our income verification data is constantly evolving to provide better results.

Bank-validated insights for a real-time view.

Leverage Mastercard’s open banking services and lend with confidence. Simple, quick, accurate—and smart. Our income verification data is constantly evolving to provide better results.