Skip to main content

Seamlessly moving people through cities

Shaping the future of scalable, frictionless urban mobility solutions for everyone, everywhere.

Urban mobility woman using ebike in urban setting.

Urban Mobility

Spotlight

Frictionless urban mobility solutions for all

Watch how Mastercard is making rider journeys simpler quicker and more efficient.

Please accept functional cookies to watch this video.

poster

Reimagining the future of urban mobility

Our Urban Mobility Innovation Hub is  designing frictionless rider journeys, reducing costs and optimizing payment solutions.

Learn more
Five people at Mastercard Urban Mobility Innovation Hub ribbon cuttting ceremony, woman cutting an orange ribbon.

Open loop: getting from A to B

A summary of our global best practices, in-market results and lessons learned when transitioning from closed to open-loop mobility systems.

Read the whitepaper
Mobi Card Tap at Tripod

Solutions for moving people

There are many options for moving through urban spaces, but finding the right one isn’t always easy. At Mastercard, we’re building scalable and seamless solutions for mobility operators and the people they serve. 

tbd

Open loop payment

Using physical or digital contactless bank cards for payment.

tbd

EMV transit cards

Using EMV private label or prepaid debit as agency-issued cards for access to public transport.

tbd

Mobility inclusion solutions

EMV mobility wallet solutions to drive financial and mobility inclusion.

tbd

Mastercard Gateway

Streamlined payment processing, linking agencies to global acquirers.

Learn more
tbd

Data and analytics services

Insights into mobility and spending patterns.

Learn more
tbd

Marketing and incentivization support

Driving and sustaining ridership for public transport agencies.

tbd

Mastercard Gateway

Our comprehensive payment platform enables operators to securely process online and physical transactions across multiple channels and payment methods.

Learn more
tbd

Click to Pay

A digital payment solution simplifies online checkout with rapid secure purchases using stored methods.

Learn more
tbd

Secure Card on File

A service that securely tokenizes and stores payment info, enabling seamless recurring transactions.

tbd

Data and analytics

We provide tools and insights to drive growth, optimize decisions, and enhance customer experiences.

Learn more
tbd

In-car payments

Allows for frictionless, secure payments from inside a vehicle.

tbd

In-app payments

Mastercard in-app payments enable users to make secure and seamless transactions directly within mobile apps, enhancing the experience.

tbd

Contactless acceptance

Enabling use of physical or digital contactless bank cards for payment.

Learn more
tbd

Click to Pay

Simplifying online checkout by allowing users to securely complete purchases in just a few clicks — no password necessary.

Learn more
tbd

Mastercard Gateway

Our comprehensive payment platform enables operators to securely process online and physical transactions across multiple channels and payment methods.

Learn more
tbd

Pay by Account

Allowing consumers to pay in person or online, enabling secure and convenient transactions via their smartphone or other connected devices.

tbd

Solutions for micromobility

Payment and data integration services to support seamless, secure and scalable transactions for shared mobility options.

tbd

Secure Card on File

A service that securely tokenizes and stores payment info, enabling seamless — secure recurring transactions.

tbd

Data and analytics services

Advance tools and insights to drive growth, optimize decision-making and enhance customer experiences by leveraging predictive analytics.

Learn more

Featured Resources

Helping the public sector digitalize vital services

We act as a partner and problem solver for governments across the globe.

Government revenue collections

We help governments transform the way they collect public revenues to create streamlined, intuitive and citizen-centric e-government services.

Explore Solutions

Disbursements

We digitalize government-to-consumer disbursements to efficiently deliver payments and ensure a basic level of welfare for citizens in need.

Explore Solutions

Procurement

We use payment technologies and data insights to help governments streamline their procurement process and deliver greater transparency to taxpayers.

Tourism

Mastercard’s solutions help tourism stakeholders understand, attract, enhance and measure the traveler experience in their destinations.

Explore Solutions

Small and medium enterprises

We enable the public sector to help SMEs digitalize operations, manage payments and access capital, building secure, inclusive and sustainable economies.

Explore Solutions

Cybersecurity

Mastercard cybersecurity solutions help governments safeguard their platforms, digital transactions and ecosystem, providing protection against fraud and cybercrime.

Learn more

Frequently asked questions

What role does Mastercard play within the Urban Mobility space?

Mastercard partners with urban mobility operators to make transit more seamless, reduce operational expenses, and maximize ridership. Our payment solutions address all modes of urban mobility, including Public Mobility (public transportation), Micro mobility (bike, ebike, scooter, etc.) and Automotive (parking, tolling, road user charging, etc.).

How does Mastercard simplify fare collection for transit operators?

Mastercard supports transit operators with open-loop and closed-loop EMV solutions, removing the need for proprietary cards reliant on multiple back offices and working to reduce revenue collection costs. Transit operators can benefit from more streamlined operations and inclusive payment methods for all riders.

Can Mastercard’s Urban Mobility solutions integrate with existing ticketing systems?

Yes. Mastercard’s solutions are designed for interoperability. Transit operators can adopt contactless payments without overhauling their existing infrastructure.

How does Mastercard help improve the rider experience?

By enabling tap-and-go payments and fare capping, riders enjoy faster boarding, with no need for separate transit cards, and the flexibility to use physical or digital wallets, making travel simpler and less stressful.

How can transit operators implement contactless payments using Mastercard’s technology?

Operators can leverage Mastercard’s open-loop EMV solutions and gateway services to enable contactless acceptance across their network, ensuring more secure, real-time transactions for riders.

How does Mastercard help transit authorities drive digital transformation?

Mastercard provides expertise, data insights, and scalable payment solutions that digitize fare collection, reduce reliance on cash, and enable smarter and lower-carbon urban mobility strategies for cities worldwide.

Why does Mastercard partner with the micromobility industry?

Mastercard’s micromobility partnerships seek to complete the end-to-end journey by supporting the micromobility industry in solving the "first/last mile" challenge for commuters. By utilizing open payments, operators may see an increase in ridership and profitability while removing barriers that traditionally can impact rider choice. This integration may help reduce urban congestion and carbon emissions, enabling cities to create a seamless, sustainable transit ecosystem. 

Why does Mastercard partner with the automotive industry?

Mastercard partners with the automotive industry to improve the driver experience and reduce barriers to successful payments. We do this by implementing more efficient payment processes that can lead to an increased throughput and reduction in congestion.