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Mastercard Instalment

Instalment made simple, shopping made smarter

Mastercard Instalment can be added as a feature of our debit and credit cards, offering accessible instalment options with an enhanced consumer experience.

 

Man with child looking at phone in the kitchen.

1 in 4

consumers have used some form of Buy Now, Pay Later[1]

43%

of consumers would delay a purchase or opt for a cheaper product if BNPL were not available[2]

70%

of users prefer to use BNPL offers from their banks[3]

MASTERCARD INSTALLMENTS

A trusted, convenient way to pay

Mastercard Installments lets consumers shop now and pay later, buying what they need and spreading
payments over time.

Omni-channel acceptance

Enable installments on domestic, cross-border, online and in-store transactions.

Customisable instalment offers

Define instalment tenures and repayment options to deliver customer-centric offers.

Security and peace of mind

Offer consumers a payment experience built on trusted infrastructure, safeguarded by Mastercard's data and security standards.

Seamless user experience

Engage consumers with a digital-centric experience to choose the right payment plan.

Merchants can increase basket size and grow sales

Merchants enjoy peace of mind knowing they always get paid in full and all instalment transactions are safeguarded by Mastercard standards and protections.

Man using mobile phone next to window.

Issuers and lenders can drive consumer preference with instalment solutions

Tailor-made instalment offers to serve various customer needs, driving top of wallet behaviour and tapping into new revenue streams.

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Consumers benefit from enhanced convenience, choice and security

Whether with an existing card or a new line of credit, consumers can pay in installments across millions of merchants.

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Give consumers more payment options

Image illustrating buy now pay later payment option for groceries using a smartphone at checkout.

Buy Now Pay Later solutions

Pre-approved offers in lender's mobile app which can be accessed via an instalment credential. Acceptance across the Mastercard network online and in-store.

A woman sitting on a couch, holding her phone and a credit card, appears focused on making a purchase.

Card-linked instalment

Mastercard Instalment Payment Services enables issuers to add instalment as a feature on their existing card portfolios. Consumers can choose to pay in instalment using their existing card, both during purchase and post purchase.

Get started

Check out our developer documentation and experience design guides.

Mastercard Installments for developers

Detailed information on implementation, experience design, use cases and more.

Learn more

Experience design guide

 It’s easier than ever to develop Mastercard Instalment in your own digital environment.

Explore

Contact us

Get in touch with your Mastercard representative to learn more.

Contact us
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