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Tokenisation

Protect every transaction with card tokenisation

Increase transactions and reduce costs and fraud with Mastercard tokenisation - secure, convenient and seamless tokenised payments.

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4b+

Mastercard transactions worldwide are tokenised each month[1]

30%

of Mastercard transactions worldwide are currently tokenised[2]

100%

of online transactions are targeted to be tokenised by 2030[2]

Securing the payments ecosystem

See how tokenisation offers greater security, less fraud and a better experience for merchants and their customers.

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Payment tokenisation strengthens every transaction

With tokens unique to you, Mastercard tokenisation protects sensitive data and strengthens transactions.

Greater safety and security

Combining tokenisation with strong authentication creates a safer, more convenient ecosystem.

Reduce fraud, increase approval rates

Tokens unique to each cardholder, merchant and transaction boosts volume of approved transactions.

Enhance the customer experience

Put consumers in control of their data to deliver a secure, seamless checkout experience.

Insights and news

Solutions

Payment tokenisation solutions

Building the future of protected payments through Mastercard tokenisation.

Mastercard Digital Enablement Service

Securing cardholder payment information passing between issuers, merchants and service providers.

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A suite of services

Our APIs enable issuers, merchants and payments service providers to use tokens at scale.

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Additional solutions

Network Tokens

Network Tokenisation reduces compliance burdens, lowers fraud risk and simplifies checkout.

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Network and Processing

Mastercard's global network powers payments in over 210 markets and 150 currencies.

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Benefits of accepting

Start accepting to boost sales and delight customers with seamless, safe payments around the world.

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Developer resources

Developers

Start building with Mastercard

Access our full suite of APIs and developer tools to create secure, scalable and innovative payment solutions.

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Contact us

Get in touch to learn how Mastercard fraud prevention services can help you.

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[1] Mastercard Data, March 2023
[2] Mastercard, “Mastercard reinvents checkout with password and number free payments” November 2024.

Tokenisation