Powering Payments and Empowering People in South Africa

Mastercard connects people, businesses, and governments in South Africa through secure, simple, and innovative payment solutions. These solutions range from credit, debit, and prepaid cards to digital payments and business payment solutions.

Mastercard helps enable commerce in South Africa and around the world.

Mastercard credit, debit, and prepaid cards are available in South Africa through banks and financial institutions. Card availability, features, and benefits vary by financial institution and market.

To find a card that suits your spending needs: Explore the Mastercard card range on the Mastercard South Africa website, then contact your bank or financial institution.

You can pay with Mastercard securely and conveniently in stores, online, and through digital wallets in South Africa.

Ways to pay with Mastercard include:

1. Contactless payments let you tap your card or device to pay in stores.
2. Online payments let you shop on websites and in apps.
3. Digital wallets let you pay with a phone or wearable device.

Mastercard offers businesses and governments solutions for payments, security, engagement, and data insights.

Mastercard solution areas include:

1. Consumer and commercial payment solutions.
2. Money movement and payment solutions.
3. Cybersecurity and fraud prevention solutions.
4. Consumer acquisition and engagement solutions.
5. Open finance solutions.
6. Insights and intelligence.

A payment network determines where a card can be used. A card can be used at any merchant that accepts the card's payment network.

A payment network connects the cardholder's bank, the merchant, and the merchant's bank so that card payments can be authorised and settled.

Mastercard cards can be used wherever Mastercard is accepted, in South Africa and around the world.

Mastercard card payments are secured through several layers of protection, including cybersecurity and fraud prevention solutions.

Security features that protect Mastercard card payments include:

1. Chip technology helps protect in-store card payments.
2. Tokenisation replaces your card number with a unique digital token for digital wallet and online payments.
3. Additional authentication, such as a one-time passcode, may be required for online payments.

Mastercard advises consumers who suspect a fraudulent transaction to contact the financial institution that issued their card immediately.

Priceless Experiences from Mastercard give cardholders access to curated sports, travel, dining, entertainment, and cultural experiences. Priceless Experiences are available in South Africa and around the world.

To explore available experiences: Visit priceless.com.

Agentic commerce is shopping in which an artificial intelligence (AI) agent searches for, compares, or buys products for a consumer. The AI agent acts within limits the consumer sets.

Agentic payments can save consumers time by completing routine purchases for them. Secure agentic payments need the AI agent to be verified and the consumer to remain in control of what the agent buys.

Mastercard Agent Pay is Mastercard's programme for enabling trusted payments made by AI agents.