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SpendingPulse™ for financial institutions

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Fuel data insight-driven decisions across all financial institution initiatives

Financial institutions must benchmark portfolio performance against retail economic activity, identify where the portfolio is over or under-performing the market potential, and use forecasts to plan marketing strategies.

Economic health indicator

Gauge the overall health of the economy and contextualize the impact of inflation and other economic changes on consumers. 

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Forecasting

Leverage sector-level sales trends and forecasts as a leading indicator of consumer spending and card performance.

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Portfolio benchmarking

Benchmark portfolio spend performance and understand when and what sectors the portfolio is outperforming and underperforming.

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Lending & risk management

Devise appropriate risk management based on economic risks and opportunities.

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Executive reporting

Build executive-level reports capturing the latest macroeconomic trends in retail, online retail, lodging and other relevant sectors.

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Customer story

A leading issuer used SpendingPulse™ to identify growth opportunities


A leading issuer needed help contextualizing portfolio spend across key retail categories. The organization wanted to understand benchmarks versus peer credit portfolios and how much total spend (credit, debit, cash) flowed into each retail category. It tried to understand benchmark gaps to inform near-term card promotions. The issuer compared recent spend trends on their cards versus a benchmark from MIC and SpendingPulse™ to identify several opportunities for growth in apparel and home improvement spend.

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