AI

Dreaming big, building smart

Small business owners are looking ahead with confidence. Mastercard's Dreamonomics research and stories of AI adoption reveal how entrepreneurs are preparing for the future.

AI and small biz Dreamonomics report

DJ Silver Knights looks at his computer among his record collection in front of a large window.

PERSPECTIVES

Latest European news

Latest stories about people and tech from around Europe

View all

Innovation

Europe is building the foundations for trusted agentic commerce

Man checking out with his moblie wallet.

Small business

How digitalization can unlock growth for Ireland's SMEs

Travel

How Banksy’s Bristol is reinventing itself as Britain’s next startup capital

Prince William, left, visits Bristol's Matter and speaks with employees.

Trust

Advancing Europe’s payments system: From commitment to capability

Innovation

Crossing continents and connecting people and cultures: One seamless journey at one time

A woman in a coat stands at the railing of a boat as it passes the Eiffel Tower.

Bottling the creative process: A Romanian founder’s AI-powered approach to innovation

PERSPECTIVES

Latest stories

Features, Q&As, videos and thought leadership about people and tech from around the world

Digital assets

What will move agentic commerce from possibility to everyday reality?

a man looks at his phone with a image of an agentic payment on the screen.

Economic insights

From AI-powered planning to the Christmas Eve rush: What to expect this holiday season

Innovation

Large tabular models explained: Understanding a new form of gen AI

Living in dog years: Small businesses race to keep pace with AI’s evolution

PRESS

Company announcements

View all

Stories

September 8, 2026

20 innovative Nordic and Baltic fintech and impact tech companies join the Mastercard Lighthouse 2026 Fall Program

August 26. 2026

Mastercard announces new lead for Eastern Europe, Middle East and Africa region

August 10, 2026

Mastercard completes acquisition of BVNK to advance global stablecoin capabilities

August 3, 2026

Mastercard expands virtual card platform with new security controls, embedded payments network and single API access

July 23, 2026

Beyond one billion: Inside the journey to a more inclusive and sustainable economy

July 15, 2026

Stories

July 9, 2026

Mastercard launches Priceless Portugal, unlocking access to exclusive experiences

July 1, 2026

The rise of the 'skilliday': Half of Europeans now plan to learn a skill on holiday

July 1, 2026

The next era of conscious consumption

June 23, 2026

Mastercard launches Agent Pay for Machines to unlock super-fast, always-on payments

June 10, 2026

PaidBy® by Xryma partners with Mastercard to scale cross-border account-to-account payments

June 4, 2026

Mastercard expands settlement capabilities to include stablecoin, intraday, holiday and weekend options

June 3, 2026

Mastercard announces leadership updates to advance strategy and support continued growth

June 2, 2026

Worldline, ING and Mastercard complete a live end-to-end European agentic payment in production

June 2, 2026

Mastercard advances Europe’s checkout transformation on the road to 2030

June 1, 2026

Mastercard advances instant cross-border payments with TIPS cross-currency pilot

June 1, 2026

Stories

May 28, 2026

Stories

May 22, 2026

Stories

May 21, 2026

Stories

May 18, 2026

Stories

May 7, 2026

Stories

May 5, 2026

EXPLAINERS

A deeper dive into today's big ideas

Virtual cards

How to simplify commercial payments

Open finance

Your essential guide to open finance

TOKENIZATION

A primer on card tokenization

A man on a hotel room bed looks at his laptop

How foreign exchange impacts travel decisions and spending

Turning stablecoins into lifelines across borders

Founder Adeola Adedewe built Kredete to help immigrants send money across borders using stablecoins. It’s also helping users build credit.

MONTHLY SPOTLIGHT

Digital assets

What is a crypto card? See how digital wallets meet real life

How do crypto cards work? Does using a crypto card sell your crypto? What types of crypto card are available? Our guide to crypto cards explains it all.

A woman in a food truck accepts a credit card from a customer.

Why Circle thinks the next phase of crypto will be about payments, not speculation

Circle’s Kash Razzaghi on why stablecoins could shift crypto from trading to payments — and how Circle and Mastercard aim to expand on-chain movement.

A cluster of yellow circles and straight lines

Insights

Learn more

A woman in a store holds a laptop and smiles.

Commercial payments

Learn more

Scaling digital wallets

Learn more

Encoding trust: Intent, consent and control in an agentic world

Learn more

A woman in running gear leads others behind her.

Sustainability

Learn more

Economic Insights

Emerging tech: 7 signals shaping the future

Learn more

A silhouette of a man running over boxes with red and green light trails coming off him.

Economic Insights

The new travel equation: Macro, machines, motivation

Learn more

A woman a phone and her passport and a cup of coffee with her suitcase next to her in a transit area.

Data insights

The state of open finance 2026

Learn more

Commerce

New business formation: The rise of online commerce

Learn more

A woman holds a phone and looks over a laptop in a garden shop.

Commerce

The next growth generation: Winning with Gen Z and Gen Alpha

Learn more

Young woman holding phones stand in front of a stage.

Consumer payments

Unlocking the value of debit loyalty

Learn more

A store worker takes a customer's credit card.

Commerce

The age of authentic intentionality

Learn more

People sit on orange chairs on a large patio overlooking a lake.

Commercial payments

Fueling big ambitions in small towns

Learn more

A woman stands inside a business looking out at the street in a small town.

Commercial payments

Unlocking procurement value through embedded finance

Learn more

Several people sit at a table around a laptop talking in an office setting.

Small business

Securing small businesses

Learn more

A woman in a heavy work coat looks at her phone in a workshop.

Cybersecurity

Migration to post-quantum cryptography

Learn more

Preparing for an AI-powered cybersecurity future

Learn more

The Securing Tomorrow white paper cover and inside page.

Harnessing the transformative power of AI in Africa

Learn more

A man in a straw fedora and overalls holds seeds and a tablet in a forest.

Sustainability

How loyalty can incentivize more sustainable consumption

Learn more

A placard reading Eat Well Do Good Win Big next to a point of sale device.

Trust

Mastercard 2024 Impact Report

Learn more

A woman and her son look out a train window.

Sustainability

Cashing in on circularity

Learn more

Scaling digital wallets
Scaling digital wallets
Scaling digital wallets
Encoding trust: Intent, consent and control in an agentic world
Emerging tech: 7 signals shaping the future
Emerging tech: 7 signals shaping the future
The new travel equation: Macro, machines, motivation
The state of open finance 2026
New business formation: The rise of online commerce
The next growth generation: Winning with Gen Z and Gen Alpha
Fueling big ambitions in small towns
Fueling big ambitions in small towns
Fueling big ambitions in small towns
Securing small businesses
Securing small businesses
Preparing for an AI-powered cybersecurity future
Preparing for an AI-powered cybersecurity future
How loyalty can incentivize more sustainable consumption
How loyalty can incentivize more sustainable consumption
Mastercard 2024 Impact Report
Using AI and collaboration to prevent consumer payment scams

AI

Dreaming big, building smart

Latest European news

Europe is building the foundations for trusted agentic commerce

How digitalization can unlock growth for Ireland's SMEs

How Banksy’s Bristol is reinventing itself as Britain’s next startup capital

Advancing Europe’s payments system: From commitment to capability

Crossing continents and connecting people and cultures: One seamless journey at one time

Bottling the creative process: A Romanian founder’s AI-powered approach to innovation

Latest stories

Read more

Read more

Read more

What will move agentic commerce from possibility to everyday reality?

From AI-powered planning to the Christmas Eve rush: What to expect this holiday season

Read more

Large tabular models explained: Understanding a new form of gen AI

Living in dog years: Small businesses race to keep pace with AI’s evolution

Read more

Company announcements

September 2026

Stories

August 2026

20 innovative Nordic and Baltic fintech and impact tech companies join the Mastercard Lighthouse 2026 Fall Program

Mastercard announces new lead for Eastern Europe, Middle East and Africa region

Mastercard completes acquisition of BVNK to advance global stablecoin capabilities

July 2026

Mastercard expands virtual card platform with new security controls, embedded payments network and single API access

Beyond one billion: Inside the journey to a more inclusive and sustainable economy

Stories

Mastercard launches Priceless Portugal, unlocking access to exclusive experiences

The rise of the 'skilliday': Half of Europeans now plan to learn a skill on holiday

June 2026

The next era of conscious consumption

Mastercard launches Agent Pay for Machines to unlock super-fast, always-on payments

PaidBy® by Xryma partners with Mastercard to scale cross-border account-to-account payments

Mastercard expands settlement capabilities to include stablecoin, intraday, holiday and weekend options

Mastercard announces leadership updates to advance strategy and support continued growth

Worldline, ING and Mastercard complete a live end-to-end European agentic payment in production

Mastercard advances Europe’s checkout transformation on the road to 2030

Mastercard advances instant cross-border payments with TIPS cross-currency pilot

May 2026

Stories

Stories

Stories

Stories

Stories

Stories

A deeper dive into today's big ideas

How to simplify commercial payments

Your essential guide to open finance

A primer on card tokenization

How foreign exchange impacts travel decisions and spending

Turning stablecoins into lifelines across borders

Digital assets

What is a crypto card? See how digital wallets meet real life

Why Circle thinks the next phase of crypto will be about payments, not speculation

Insights

Learn more

Learn more

Scaling digital wallets

Encoding trust: Intent, consent and control in an agentic world

Learn more

Emerging tech: 7 signals shaping the future

The new travel equation: Macro, machines, motivation

The state of open finance 2026

New business formation: The rise of online commerce

The next growth generation: Winning with Gen Z and Gen Alpha

Unlocking the value of debit loyalty

The age of authentic intentionality

Fueling big ambitions in small towns

Unlocking procurement value through embedded finance

Securing small businesses

Migration to post-quantum cryptography

Preparing for an AI-powered cybersecurity future

Harnessing the transformative power of AI in Africa

How loyalty can incentivize more sustainable consumption

Mastercard 2024 Impact Report

Cashing in on circularity

Need help?