Small and medium-sized enterprises are the driving force of the global economy — and they’re increasingly in the sights of cybercriminals. As the digital economy expands, so does the threat landscape. Mastercard’s latest research, built on insights from over 5,000 SME leaders across industries and regions, reveals a stark truth: Nearly half of all SMEs have already experienced a cyberattack, and for some, the impact proved fatal to their business. The emotional, financial and operational tolls are severe — making cybersecurity no longer optional but essential.

This four-part white paper series explores the everyday reality of cyberattacks on SMEs, the confidence gap these incidents create and the critical importance of expert support in building resilience. Each paper delves into a unique stage of the SME cybersecurity journey — from recognizing the threats and understanding their influence to fighting back with the right tools, partnerships and strategies.  

Mastercard’s findings show that these businesses are ready to act, but many lack the confidence, resources or trusted guidance to do so effectively. With insights from Mastercard and its partners, this series helps small businesses take the next step: accessing real, affordable solutions that deliver genuine protection in an increasingly complex digital world.  

Cybersecurity isn’t just about defense —it's about empowerment. These white papers provide SMEs with the knowledge and confidence to safeguard their future, strengthen their resilience and thrive securely in the digital age.