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Open Finance

Shape the future of digital finance

Powering secure payments and data connections between people and businesses.

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Spotlight

Better data. Better connections.

See how consumers can securely access and share their financial data to enjoy a new level of personalized services.

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95%

Of U.S. deposit accounts, all Australian banks and nearly 3,000 European banks connect to our APIs

60+

Years using data to power and protect the ecosystem and enhance the user experience

15b+

API calls are serviced globally each year

What makes us different

We’re delighted to partner with Mastercard’s open banking platform in the U.S. for secure account verification, offering our customers better payment options and advancing open banking globally.

Sudev Balakrishnan Chief Product Officer Worldpay Merchant Solutions

Mastercard Open Finance in action

Make payment integrations safe and simple for better experiences with Mastercard Open Finance.

Offer fast, easy and secure payments

Enable secure, simple and frictionless account-to-account payments from any platform across financial ecosystems.

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Build seamless checkout experiences

Turn more online shoppers into paying customers with a convenient solution embedded directly in the online checkout experience.

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Facilitate account opening

Deliver a seamless account opening experience with permissioned data to verify account owner identities, details and balances for faster onboarding and funding. 

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Enable smarter lending

Increase your approvals with more accurate and inclusive credit scores that use consumer data, always with their consent. Mitigate the risks associated with underwriting while driving financial inclusivity. 

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Opening a world of opportunities with open finance

Open finance puts businesses and consumers in control of their own data to benefit from secure and enhanced personalized services.

Resources

Discover featured resources on the latest Open Finance topics

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Actionable insights

Building a bold open finance future together

We want to help you thrive in the ever-changing open finance landscape — meeting all your data and payments needs at every stage of your journey.

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