Skip to main content

Open Finance

Shape the future of digital finance

Powering secure payments and data connections between individuals and enterprises.

A woman focused on her laptop, surrounded by various plants in a vibrant plant shop.

Spotlight

Better data. Better connections.

See how consumers can securely access and share their financial data to enjoy a new level of personalised services.

Please accept functional cookies to watch this video.

poster

95%

of U.S. deposit accounts, all Australian banks and nearly 3,000 European banks connect to our APIs

60+

years of using data to empower and safeguard the ecosystem and enhance the user experience.

15b+

API calls are serviced globally each year

What makes us different

We are delighted to partner with Mastercard’s open banking platform in the U.S. for secure account verification, offering our customers better payment options and advancing open banking globally.

Sudev Balakrishnan Chief Product Officer Worldpay Merchant Solutions

Mastercard Open Finance in action

Make payment integrations safe and simple for better experiences with Mastercard Open Finance.

Offer fast, easy and secure payments

Enable secure, simple and frictionless account-to-account payments from any platform across financial ecosystems.

Learn more
A person holding a mobile phone in their hand, looking at the screen with a focused expression.

Build seamless checkout experiences

Turn more online shoppers into paying customers with a convenient solution embedded directly in the online checkout experience.

Learn more
A woman in a yellow jumper relaxes on her bed, using a laptop and a mobile phone.

Facilitate account opening

Deliver a seamless account opening experience with permissioned data to verify account owner identities, details and balances for faster onboarding and funding. 

Learn more
A woman focused on her laptop, typing intently with a thoughtful expression on her face.

Enable smarter lending

Increase your approvals with more accurate and inclusive credit scores that use consumer data, always with their consent. Mitigate the risks associated with underwriting while driving financial inclusivity. 

Learn more
A man and woman seated at a table, collaborating on a laptop together.

Opening a world of opportunities with open finance

Open finance puts businesses and consumers in control of their own data to benefit from secure and enhanced personalised services.

Resources

Discover featured resources on the latest Open Finance topics

Learn more

Actionable insights

Building a bold open finance future together.

We want to help you thrive in the ever-changing open finance landscape – meeting all your data and payments needs at every stage of your journey.

Contact us