Get Mastercard Identity Check for stronger authentication

Offering a secure and consistent payment experience is critical to giving cardholders an optimal user experience when shopping on any connected device. Mastercard Identity Check leverages the latest authentication standards of EMV® 3-D Secure (replacing 3DS 1.0) to help you do just that.

Helps eliminate unnecessary friction during authentication


Supports all card-not-present channels for secure payments on any device


Enables the exchange of richer data between you and merchants


Covers recurring payments, digital wallets, tokenization, and more


Ready to help you get started

Mastercard Identity Check, backed by EMV 3-D Secure, optimizes the digital payment experience through:

A global network

With best-in-class fraud detection, our network facilitates a rich data exchange and authenticates billions of secure transactions every year.


Ongoing innovation

We continually evolve in areas such as biometrics, risk-based authentication, artificial intelligence, and behavioral analytics.


Plug-and-play biometrics

A biometric solution helps secure digital payments via strong two-factor authentication.


A simple path

Implementation process built on proven success reduces resource needs and time to market.



With Mastercard Identity Check, you can:

  • Help reduce fraud by eliminating the risk from static passwords
  • Help eliminate unnecessary friction
  • Drive approval rates and transaction growth
  • Lower customer service costs due to fewer calls and password resets
  • Enhance loyalty and engagement with your customers
  • Provide consumers added peace of mind

Begin implementing stronger security standards today, with Mastercard Identity Check

*Dates are subject to change.