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Get Mastercard Identity Check for stronger authentication
Offering a secure and consistent payment experience is critical to giving cardholders an optimal user experience when shopping on any connected device. Mastercard Identity Check leverages the latest authentication standards of EMV® 3-D Secure (replacing 3DS 1.0) to help you do just that.
Helps eliminate unnecessary friction during authentication
Supports all card-not-present channels for secure payments on any device
Enables the exchange of richer data between you and merchants
Covers recurring payments, digital wallets, tokenization, and more
Ready to help you get started
Mastercard Identity Check, backed by EMV 3-D Secure, optimizes the digital payment experience through:
A global network
With best-in-class fraud detection, our network facilitates a rich data exchange and authenticates billions of secure transactions every year.
We continually evolve in areas such as biometrics, risk-based authentication, artificial intelligence, and behavioral analytics.
A biometric solution helps secure digital payments via strong two-factor authentication.
A simple path
Implementation process built on proven success reduces resource needs and time to market.
Mastercard’s EMV 3-D Secure timeline
Mastercard’s roadmap defines roll-out efforts and key compliance dates
Mastercard support of early adopters
Global onboarding and EMV 3-D Secure launch
Early Adopter program concludes
Stand-In Risk Based Authentication Service (auto-enroll)
Digital Transaction Insights launches
Identity Check Program Compliance
3DS 1.0 no longer supported on Mastercard Network
With Mastercard Identity Check, you can:
- Help reduce fraud by eliminating the risk from static passwords
- Help eliminate unnecessary friction
- Drive approval rates and transaction growth
- Lower customer service costs due to fewer calls and password resets
- Enhance loyalty and engagement with your customers
- Provide consumers added peace of mind