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Turn wallet accounts into global payment credentials

Keep your wallet at the centre of the payment experience by enabling users to pay online, in-store and across borders with their existing accounts, wherever Mastercard is accepted.

Drive more spend through digital wallets

Enable wallet payments at 150M+ Mastercard acceptance locations across 250 countries and territories, unlocking engagement, accelerating transaction growth and creating new revenue opportunities.

Expand wallet acceptance worldwide

Increase cross-border transaction volume by enabling wallet users to pay with ease wherever life takes them.

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Increase user engagement
 

Encourage more frequent wallet usage by allowing users to pay with the accounts and balances they already trust.

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Unlock new revenue opportunities

Drive wallet transactions without the cost and complexity of building card issuance and processing infrastructure.

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Multiple ways to pay in one wallet

Tap to Pay

Users open their wallet, select the account they want to use, and pay with a tap at participating merchants. 

E-commerce

Users pay seamlessly online with the credentials in their wallet.

X-Pay Wallet Expansion

Enable participating Pay by Account wallets to pay through X-Pays.

Drive scale without complexity

Mastercard capabilities simplify implementation, support multiple payment experiences and help accelerate growth.

Account tokenization

Convert wallet accounts into secure payment credentials without issuing physical cards.

Omnichannel payments

Support seamless payments online and in-store, across Mastercard’s global acceptance network.

Multiple funding sources

Enable payments from stored-value accounts, bank accounts, rewards balances,  credit lines and digital assets.

Fast integration

Accelerate time to market with Mastercard APIs, SDKs and dedicated implementation support.

Trusted security

Secure payments with Mastercard tokenization, authentication and fraud capabilities.

Wallet controls

Give users configurable controls for payment channels, transaction limits and account preferences.

Mastercard Wallet Pay,
our account tokenization solution 

For more information, please contact your Mastercard account representative.

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For informational purposes only. Product features, functionality, benefits, availability and timing may vary by market, wallet provider, issuer participation, regulatory requirements and technical implementation. Product availability is subject to applicable regulatory, network and technical requirements and may require participation by Mastercard and third-party providers.