Mastercard Installments

Installments made simple, shopping made smarter

Mastercard Installments can be added as a feature of our debit and credit cards, offering accessible installment options with an enhanced consumer experience.

Man with child looking at phone in the kitchen.

1 in 4

consumers have used some form of Buy Now, Pay Later^[1]

43%

of consumers would delay a purchase or opt for a cheaper product if BNPL were not available^[2]

70%

of users prefer to use BNPL offers from their banks^[3]

MASTERCARD INSTALLMENTS

A trusted, convenient way to pay

Mastercard Installments lets consumers shop now and pay later, buying what they need and spreading payments over time.

Omni-channel acceptance

Enable installments on domestic, cross-border, online and in-store transactions.

Customizable installment offers

Define installment tenures and repayment options to deliver customer-centric offers.

Security and peace of mind

Offer consumers a payment experience built on trusted infrastructure, safeguarded by Mastercard's data and security standards.

Seamless user experience

Engage consumers with a digital-centric experience to choose the right payment plan.

Merchants can increase basket size and grow sales

Merchants enjoy peace of mind knowing they always get paid in full and all installment transactions are safeguarded by Mastercard standards and protections.

Issuers and lenders can drive consumer preference with installment solutions

Tailor-made installment offers to serve various customer needs, driving top of wallet behavior and tapping into new revenue streams.

Woman in office smiling with tablet in hand.

Consumers benefit from enhanced convenience, choice and security

Whether with an existing card or a new line of credit, consumers can pay in installments across millions of merchants.

Young woman with headphone using her laptop.

Give consumers more payment options

Image illustrating buy now pay later payment option for groceries using a smartphone at checkout.

Pre-approved offers in lender's mobile app which can be accessed via an installment credential. Acceptance across the Mastercard network online and in-store.

A woman sitting on a couch, holding her phone and a credit card, appears focused on making a purchase.

Mastercard Installments Payment Services enables issuers to add installments as a feature on their existing card portfolios. Consumers can choose to pay in installments using their existing card, both during purchase and post purchase.

Get started

Check out our developer documentation and experience design guides.