Many organizations still believe embedded finance is too risky, too complex, or not worth the investment. But new data shows the reality is changing. And it’s happening fast.​

Mastercard’s latest global research with over 1,100 procurement and accounts payable decision makers at large companies highlights their views about overcoming barriers, transforming operations and gaining a competitive edge through embedded finance.

Download the white paper to learn:​

• The realities behind common misconceptions in using embedded finance for procurement​
• Insights on how embedded finance can help boost efficiency, security and supplier relationships​
• Key findings on how AI integration and virtual card usage are expected to shape procurement strategies

This research was conducted by The Harris Poll and Mastercard in August 2025 among 1,185 senior procurement and accounts payable decision makers at large B2B companies across Australia, Brazil, Canada, France, Germany, Japan, Saudi Arabia, Singapore, Spain, the U.K. and the U.S.