B2B marketplaces:
Modernizing payments and
unlocking growth

B2B marketplaces are scaling rapidly, yet many still struggle with outdated payment systems that slow transactions, restrict cash flow, and create friction for buyers and sellers. Mastercard’s global research reveals that high fees, fragmented infrastructure, and complex reconciliation processes are among the biggest barriers to marketplace growth.

Innovations such as virtual cards, automated reconciliation, and payment orchestration are emerging as powerful solutions. They deliver richer data, faster settlement, and improved working‑capital management. 

Mastercard is partnering with marketplace operators to embed secure, digital‑first payments that reduce friction, improve visibility, and unlock new opportunities for scale. By modernizing payment flows, B2B marketplaces can transform today’s challenges into a foundation for long‑term, sustainable growth.